Open Banking Meets Intelligent EFT Payment Processing
Bring your bank account payments into the digital age with VoPay’s proprietary Intelligent EFT service - iQ11.
Embed bank account connection flows into your platform and tokenize customer details to push and pull EFT payments the smart way.
Intelligent Bank Account Payments For Business
Gain financial clarity with smarter payment technology that helps you make better business decisions.
Faster EFT Payments
Send EFT payments in near real-time using VoPay Instant to modernize your bank account transactions.
Account Tokenization
Generate iQ11 tokens for customer bank account details and use them for account verification and future payments.
Verify Bank Account Balance
Validate customer bank account details and verify available balances at the time of payment collection to reduce NSFs.
Unlimited Virtual Accounts
Separate EFT payments and control the flow of funds using VoPay’s Ledger Management technology.
Remove Friction With Smart Embedded Payment Flows
Give your customers the ultimate payment experience by embedding transaction workflows into the core of your platform.
Drive more revenue, increase customer loyalty and provide a seamless user experience with iQ11's secure bank account connection technology.
Maximize Payment Security With Tokenization
Avoid storing sensitive customer information such as bank account details by generating a unique token for them.
Tokens can be used to complete future payments, verify account balances and to monitor account performance, without requiring the user to provide credentials.
Speed Up EFT Processing Times With iQ11 Payments
iQ11 allows EFT processing times to be brought down substantially, with most transactions clearing in 1 business day.
You can even go one step further with our proprietary VoPay Instant payment rail, which allows you send money via EFT in real-time.
Intelligent Payments Built For Any Industry
Our recipes are designed to give businesses in any industry a fast integration with the VoPay platform.
Instant earned wage access for workers to keep them loyal to your platform.
Low-cost deposits that arrive in your customers’ accounts instantly.
Handle large payments at scale and don’t leave your customers waiting.
Move money between bank accounts with speed, efficiency and control.
Better recurring billing and reduced fees for subscription platforms.
Easy EFT Collections on The VoPay Portal
Use the VoPay Portal to get started sending and collecting funds via EFT with ease.
Manage all your transactions in one place and use our accounting integrations to connect your payment data to your accounting software.
Frequently Asked Questions
Speak To Us About Ledger Management
Speak To Our Team
Speak to a Fintech Advisor to outline your needs and impact plan.
Access Sandbox
Start testing in the VoPay sandbox to explore our advanced API functions.
Sign & Onboard
Our compliance and onboarding team will guide you through the process.
Go Live!
Choose a production date and launch your integration with confidence!
Speak To Our Team
Speak to a Fintech Advisor to outline your needs and impact plan.
Access Sandbox
Start testing in the VoPay sandbox to explore our advanced API functions.
Sign & Onboard
Our compliance and onboarding team will guide you through the process.
Go Live!
Choose a production date and launch your integration with confidence!
Get to know the VoPay API
Get access to our developer friendly API and get a feel for how our payment solutions work.
Request a Call
Talk with our sales team
We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.