We do most everything online these days. From the time we wake up, whether it’s shopping, scrolling, or sending money, our lives are entrenched in the seamless technology that has made our day-to-day as effortless as the touch of a button.
But with that convenience comes a cost. It means that your personal information is constantly flying around the internet. And if you aren’t aware of where you’re leaving a digital footprint, cyber criminals can easily manipulate your information – it’s the downside of living half your life online in today’s digital age. Phishing scams, emergency aids, lottery prize claims; nearly everyone has a story about a scam they encountered or fell victim to.
At VoPay, we take your security as serious as if our job depends on it – because it does! Protecting your privacy, data, and financial details are of the utmost importance. With our track record of fraud prevention experience, we’ve gleaned a few inside tips.
Before you hit send, read through our round-up of need-to-knows when it comes to security and reputable retailers.
Before you Start
Your personal protection starts even before you fire up your laptop and get behind the screen. Anytime you’re connected to the Internet, you’re a target to anything unpatched in your computer, which leaves you susceptible to identity theft and other malicious attacks. Set yourself up with a sophisticated firewall and anti-virus software monitor traffic in both directions. This keeps hackers and scammers from silently sneaking into your computer without your knowledge.
Look for Trust Badges
You’ve likely glanced over these badges before while passing through a site. Trust badges signal recognition and credibility for the digital world; it’s a way for a business to tell you they’re a secure, authentic site, deemed trustworthy by a third party. Trust badges are accompanied by the above-mentioned SSL, which means that there is a secure transmission for customers to safely enter their banking or credit card information. At VoPay, we clearly display our trust badges front and centre on our homepage, so our users know they’re entering a secure site.
Check the SSL Certificate
No one wants to fall victim to a fraudulent website. One way to easily find out if a site is secure is to check the URL. If it begins with https instead of an http, it means the site is secured using an SSL Certificate. As your data as passed from your browser to the website’s server, the SSL Certificate (that a company must get validated for) works to secure your information.
The highest level of said business validation is Extended Validation (EV). It’s the safest and most extensive form of security a site can provide you (it’s what we use to guarantee your security). It means that every time we request a user’s certificate, we must prove our identity as well as our legitimacy as a business.
To distinguish if a site has an EV certificate or not, look at the address bar. Browsers will show a green address bar with a lock icon for websites with an EV certificate, like VoPay, above.
Look for Signs That the Company is Real
Look around to make sure the company lists a physical address and phone number. Proof of their physical presence is key to helping you decipher if you’re safe perusing their site. if they include them on their domain, there’s a higher chance that they’re a reputable business. If you can’t locate any contact info, it’s best to stay away.
They Have a Return Policy
Reputable sites also list their return policy as well as their shipping/delivery. It’s a guarantee that, should you be less than satisfied with your purchase, you can refer to their policy to protect yourself. If they have nothing outlining their return policy, then something’s up. So, in the instance of VoPay, we clearly display our 100% money back guarantee – it’s right on our homepage. If you can’t find a policy on their site anywhere, stay clear.
Their Page Contains a Privacy Statement
Make sure the site you’re on has a privacy statement that depicts how they protect your information. It should also indicate whether they give your personal data or information to third parties. It’s important you locate it and read through it before divulging your information on a site you aren’t too sure about.
Be cautious with those Pop-Up Ads. Even if they look realistic, they often don’t take you to a website at all, rather to a destination designed to steal your data. Similarly, refrain from opening any emails you haven’t subscribed to. Unless you’ve taken the time to fill out a subscription form for a business, unsolicited emails are a tell-tale scam.
At VoPay, we leverage years of financial experience with our industry-leading technology to ensure every transaction is encrypted, monitored, and maintains your security. You know your money is always in safe hands with VoPay.
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