Real-Time Bank Account Payments

Instant bank account payments are here, giving platforms the power to tap into the scalability of bank transactions without the waiting times.

Use VoPay Instant to pay your users in real-time, increasing customer satisfaction and building memorable experiences on your platform.

Instant Payouts For Software Platforms

Instant Bank Transfers

Make electronic funds transfers instant on your platform and give customers faster access to funds.

Tokenize Account Credentials

Use iQ11 to tokenize customer bank account credentials and use tokens to process payouts accurately and securely.

Fast Integration Times

Access developer support, integration recipes and comprehensive docs to help you go live in less than three weeks.

Unlimited Virtual Accounts

Move money and segregate funds with confidence using VoPay's Ledger Management technology.

How Do VoPay Instant Payments Work?

1

Collect Customer Banking Details

Customer can either provide bank account info manually, or use the eLinx iFrame for one-time bank connection and tokenization.

2

VoPay Instant Payout Initiated

The payment is initiated through a single API endpoint using customer bank account credentials or a token.

3

Transaction Enters The Network

Once the transaction has been initiated, it then enters the network and will be deposited into the recipient's bank accounts.

4

Funds Are Deposited

Funds are deposited to the recipient's bank account in just a few minutes. Payments are traceable and easily reconciled.

1

Collect Customer Banking Details

Customer can either provide bank account info manually, or use the eLinx iFrame for one-time bank connection and tokenization.

2

VoPay Instant Payout Initiated

The payment is initiated through a single API endpoint using customer bank account credentials or a token.

3

Transaction Enters The Network

Once the transaction has been initiated, it then enters the network and will be deposited into the recipient's bank accounts.

4

Funds Are Deposited

Funds are deposited to the recipient's bank account in just a few minutes. Payments are traceable and easily reconciled.

Real-Time Bank Account Payouts 24/7/365

Ditch transfer cut-off times and move money with complete freedom coupled with power to send payments that arrive instantly.

With VoPay Instant you can send payments around the clock, every day of the year, ensuring that you can always deliver funds to your users.

Explore Real-Time Payments

Simple Customer Onboarding For Secure Instant Payments

Our customizable iFrame product connects user bank accounts to your platform and tokenizes the credentials for a seamless user experience.

Use tokens to verify account performance and process payments across a number of alternatives payment rails in a secure and efficient manner.

Explore Bank Account Payments

Simple Customer Onboarding For Secure Instant Payments

Explore iQ11

Send Bank Payments At Any Velocity

Whatever your timeline for payments, VoPay's suite of payment methods lets you hit your funding targets.

VoPay Instant is the fastest of our bank account payment rails, offering a superior advantage over others in your sector, allowing you to tap into new revenue streams. Transaction limits apply.

Explore Payment Methods

Instant Payments For Any Industry

Our integration recipes are designed for specific industries to help you go live in just 3 weeks.

Gig Economy

Give gig platform users real-time earned wage access and retain more members.

Lending

Pay out loans to borrowers in real-time to delight your customers.

Property

Send payments to landlords, realtors and lawyers in real-time and scale faster.

Account To Account

Send instant EFT payments to any Canadian bank account.

SaaS

Send out payments and refunds instantly to customers.

One API For Smarter Payment Operations

VoPay's payment API comes with a complete stack of payment rails, including e-Transfer, ACH and single API.

Test in our sandbox and build out your optimal payment setup using our comprehensive developer docs and industry-specific recipes.

Get API Key

One API For Smarter Payment Operations

VoPay's payment API comes with a complete stack of payment rails, including e-Transfer, ACH and single API.

Test in our sandbox and build out your optimal payment setup using our comprehensive developer docs and industry-specific recipes.

Get API Key

Mission Control For Real-Time Payments

Use our customizable Payment Portal alongside our API to monitor transactions, or use it as a stand-alone tool to process payments via multiple payment rails.

View your account balances, access detailed reporting and analyze every step of the payment journey to make smarter business decisions.

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