Embedded Payments and Treasury Management for Insurance Platforms

Enhance cash flow, expedite financial reporting, and reconcile premium payments in days—not weeks—with our API-first platform that goes beyond payments.

Automate payment workflows triggered by policy events, monitor policies and transactions in real-time, and eliminate manual processes with our comprehensive solution, designed specifically for insurance companies.

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One Platform To Optimize The Entire Insurance Lifecycle

Connect to your Policy Admin System, automate transactions, and spend less time on manual tasks and reconciliation.

Rapid
Development

Rapid Deployment

Accelerate your deployment time with our low-code and no-code options to go to market quickly.

Payload & Event
Listener

Payload & Event Listener

Our APIs listen for PAS payloads and event changes so you can automate the setup of payments & billing.

Outsourced
Compliance

Outsourced Compliance

Leave payments compliance and
regulatory changes to us, and focus on your core business.

Leave payments compliance and regulatory changes to us, and focus on your core business.

Scalable
Platform

Scalable Platform

Scale efficiently and future-proof your
platform without having
to rebuild your systems as you grow.

Scale efficiently and future-proof your platform without having to rebuild your systems as you grow.

Automated Money Movement & Financial Operations For Insurance Enterprises

We unite the insurance ecosystem, integrating with existing systems and providing a single source of truth for all financial activities.

PAS
Carriers
MGAs
Agents

Integrate Payments Into Your Services
Embed payment services into your PAS platform using our API and dedicated recipes to go live in just a few weeks.
Offer More To Your Members
Stand out to prospective buyers and generate interest with bigger enterprises thanks to our scalable fintech solution.
Monetize Transactions To Grow Revenue
Get ownership of payments on your platform and charge for their use to grow your top line.
Get Paid Quickly With Full Visibility
Get notified when a policy is sold and receive the funds quickly thanks to our instant payment methods.
Access Real-Time Unified Ledgers
Get an accurate, up-to-date view of your financial position on a single ledger, with live balances from underlying ledgers.
Automated Reconciliation
Accept PAS payloads and match with premium payments to automate reconciliation and reduce manual processes.
Automate Collections & Billing
Send payment requests as soon as policies are created, and automatically net out amounts to agents, carriers, and accounts.
Cut Down On Bordereau Reports
Automatically reconcile payments as they occur and track policy sales in real-time.
Reduce NSFs & Returns
Verify account validity and balances prior to collections to reduce payment failures and associated fees.
End-To-End Payment Control
Get full visibility of payments, from collections and commissions right through to payouts and claims.
Optimize Your Payables
Set up automated payment workflows to MGAs and carriers, and update transactions anytime using our API or Portal.
Integrate Your Accounting Software
VoPay integrates with popular accounting software, so you can pay invoices from within your accounting platform or pay directly from VoPay.

PAS
Carriers
MGAs
Agents

Integrate Payments Into Your Services

Embed payment services into your PAS platform using our API and dedicated recipes to go live in just a few weeks.

Offer More To Your Members

Stand out to prospective buyers and generate interest with bigger enterprises thanks to our scalable fintech solution.

Monetize Transactions To Grow Revenue

Get ownership of payments on your platform and charge for their use to grow your top line.

Get Paid Quickly With Full Visibility

Get notified when a policy is sold and receive the funds quickly thanks to our instant payment methods.

Access Real-Time Unified Ledgers

Get an accurate, up-to-date view of your financial position on a single ledger, with live balances from underlying ledgers.

Automated Reconciliation

Accept PAS payloads and match with premium payments to automate reconciliation and reduce manual processes.

Automate Collections & Billing

Send payment requests as soon as policies are created, and automatically net out amounts to agents, carriers, and accounts.

Cut Down On Bordereau Reports

Automatically reconcile payments as they occur and track policy sales in real-time.

Reduce NSFs & Returns

Verify account validity and balances prior to collections to reduce payment failures and associated fees.

End-To-End Payment Control

Get full visibility of payments, from collections and commissions right through to payouts and claims.

Optimize Your Payables

Set up automated payment workflows to MGAs and carriers, and update transactions anytime using our API or Portal.

Integrate Your Accounting Software

VoPay integrates with popular accounting software, so you can pay invoices from within your accounting platform or pay directly from VoPay.

Utilize Smart Payment Links for Efficient Collections & Payouts

Our payment link product, eLinx^™, packs alot of features into a single experience that can be sent as a URL or embedded into existing applications and workflows.

Allow policyholders to connect their bank accounts to your platform, verify account details to reduce errors, and offer flexible payment options so customers can split premiums across multiple payment methods.

Explore eLinx Payment Links

Utilize Smart Payment Links for Efficient Collections & Payouts

Our payment link product, eLinx^™, packs alot of features into a single experience that can be sent as a URL or embedded into existing applications and workflows.

Explore eLinx Payment Links

Use dedicated Ledgers To Manage Funds With Clarity & Precision

VoPay’s scalable ledger management technology enables MGAs and carriers to create dedicated ledgers for individual policyholders and policies, with journal entries recording premium payments as they occur.

Utilize virtual wallets to move and hold funds for premiums, claims, and expenses, with separate ledgers for each party in your insurance ecosystem.

Explore Ledger Management

Connect Accounting Software To Automate Billing & Reconciliation

Connect your accounting software to our platform to create a live sync that keeps both systems up to date, streamlining reconciliation and bookkeeping.

Pull bills into VoPay to automatically settle payables, and collect outstanding invoices using VoPay’s payment rail network.

Explore Accounting Integrations

Connect Accounting Software To Automate Billing & Reconciliation

Connect your accounting software to our platform to create a live sync that keeps both systems up to date, streamlining reconciliation and bookkeeping.

Pull bills into VoPay to automatically settle payables, and collect outstanding invoices using VoPay’s payment rail network.

Explore Accounting Integrations

Use Our Platform To Manage Insurance Payments At Scale

Our platform allows insurance companies to tap into new revenue streams by monetizing payments and other financial services, such as bank verification and flexible payment terms.

Integrate in just a few weeks and access cross-border payments, managed compliance services, instant payment rails and more.

Explore Payments-as-a-Service

The Fintech API For Scaling Insurance Operations

Our fintech API gives developers the power to build and white-label payment workflows exactly as they need based on the architecture of their insurance organization.

Integrate in record time with our comprehensive dev docs and industry recipes, with complete peace of mind thanks to our 99.99% API uptime.

Get API Key

The Fintech API For Scaling Insurance Operations

Our fintech API gives developers the power to build and white-label payment workflows exactly as they need based on the architecture of their insurance organization.

Integrate in record time with our comprehensive dev docs and industry recipes, with complete peace of mind thanks to our 99.99% API uptime.

Get API Key

Access Our Suite Of Portals To Empower You & Your Customers

We provide white-label online Portals that can be used by various stakeholders within your ecosystem, including your customers and your internal teams.

Manage everything from new accounts to transaction approvals, with granular controls for payment limits and user access, so you remain in control of your insurance payments.

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