Visa Direct Real-Time Payments

Intelligent EFT / ACH
Facilitate instant bank account verification payments
EFT / ACH
Seamlessly facilitate direct bank payments across North America
e-Transfer for Business
Send thousands of near real-time payments with just an email
VoPay Instant
Send money directly to almost any Visa card holder in real-time
Payments as a Service
A single API layer for all your business payment needs

Developer Zone
Get everything you need to implement our API in as little as a day.
The Sandbox
Try out your sandbox integration with test values to build payments into your own User journey.
Developer Documentation
Get familiar with the VoPay payment platform and explore its features
Api
Updates
Keep track of changes and upgrades to the VoPay API
Want More information?
Talk with a specialist to find the best solution for your business.

Send money directly to almost any Visa card holder in real-time with a single API that includes other industry leading payment services.

VoPay Instant is powered by:

Why use Visa Direct?

Visa Direct enables safe, convenient and real-time push payments for Visa card holders across Canada.

Speed

With Visa Direct, funds can be available in a recipient’s account within 30 minutes of transaction approval—all day, every day.

Security

All Visa Direct transactions are processed via VisaNet, protected by Visa’s multi- layered security.

Convenience

Seamless payments to the card your customers already carry in their wallets.

Fully Customizable

Visa Direct can be fully integrated through our API for a seamless end user experience to fit your brand needs so you stay top of mind.

Cost Effective

Visa Direct is a low cost alternative for cheques, ACH, and EFT, with half the administrative work and paid in real time. You not only save on payment method cost, but also on resource and management time so your team can focus on what really matters.

Earned Wage Access
Employers can send real-time payouts of earned wages to workers’ eligible debit cards.
Lending
Lenders can offer a real-time loan funding option and exceed customer expectations when they need money quickly.
Insurance
Optimize the insurance claim payout process and maximize customer satisfaction
Gig Economy
Companies can give gig workers the option to receive speedy payouts for their work 24/7/365.

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.

<img class="subnav__itemIcon" src="https://vopay.com/wp-content/themes/vopay2019/library/images/icon-iQ112.svg" /> Intelligent EFT / ACH

<img class="subnav__itemIcon" src="https://vopay.com/wp-content/themes/vopay2019/library/images/icon-eft.svg" /> EFT / ACH

<img class="subnav__itemIcon" src="https://vopay.com/wp-content/themes/vopay2019/library/images/icon-bulk.svg" /> e-Transfer for Business

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<img class="subnav__itemIcon" src="https://vopay.com/wp-content/themes/vopay2019/library/images/ico-know-the-platform.svg" /> Payments as a Service

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Visa Direct enables real-time push payments across Canada

Instantly push payments to almost any Visa card

Why use Visa Direct?

Speed

Security

Convenience

Fully Customizable

Cost Effective

Improve customer experience and streamline operations with real-time payments

Earned Wage Access

Lending

Insurance

Gig Economy

Explore the rest of our payment solutions:

Intelligent EFT / ACH

EFT / ACH

Bulk e-Transfer

Visa Direct

Payments Platform

Want more information?

Get to know the VoPay API

Request a Call

Talk with our sales team

Intelligent EFT / ACH

EFT / ACH

e-Transfer for Business

VoPay Instant

Payments as a Service

Payments Platform

Risk Intelligence

The Sandbox

Developer Documentation

Api Updates

Digital Platforms

Market Places

Supply Chains

FinTechs

Lending

Financial Institutions

Investment Platform

Who We Are

Partners

Careers

Newsroom

Blog

Support