Open Banking Meets Intelligent ACH Payment Processing
Bring your bank account payments into the digital age with VoPay’s proprietary Intelligent ACH service - iQ11.
Embed bank account connection flows into your platform and tokenize customer details to push and pull ACH payments the smart way.
Intelligent Bank Account Payments For Business
Gain financial clarity with smarter payment technology that helps you make better business decisions.
Faster ACH Payments
Send and collect ACH payments faster and with greater transparency using verified bank accounts that you can trust.
Account Tokenization
Generate iQ11 tokens for customer bank account details and use them for account verification and future payments.
Verify Bank Account Balance
Validate customer bank account details and verify available balances at the time of payment collection to reduce NSFs.
Unlimited Virtual Accounts
Separate ACH payments and control the flow of funds using VoPay’s Ledger Management technology.
Remove Friction With Smart Embedded Payment Flows
Give your customers the ultimate payment experience by embedding transaction workflows into the core of your platform.
Drive more revenue, increase customer loyalty and provide a seamless user experience with iQ11's secure bank account connection technology.
Maximize Payment Security With Tokenization
Avoid storing sensitive customer information such as bank account details by generating a unique token for them.
Tokens can be used to complete future payments, verify account balances and to monitor account performance, without requiring the user to provide credentials.
Speed Up ACH Processing Times With iQ11 Payments
iQ11 allows ACH processing times to be brought down substantially by speeding up the time it takes to verify a customer’s banking credentials.
VoPay offers Standard ACH as well as the expedited Same Day ACH service, and both can be layered alongside iQ11 to accelerate onboarding times and move funds even faster.
Intelligent Payments Built For Any Industry
Our recipes are designed to give businesses in any industry a fast integration with the VoPay platform.
Instant earned wage access for workers to keep them loyal to your platform.
Low-cost deposits that arrive in your customers’ accounts instantly.
Handle large payments at scale and don’t leave your customers waiting.
Move money between bank accounts with speed, efficiency and control.
Better recurring billing and reduced fees for subscription platforms.
Easy ACH Collections on The VoPay Portal
Use the VoPay Portal to get started sending and collecting funds via ACH with ease.
Manage all your transactions in one place and use our accounting integrations to connect your payment data to your accounting software.
Frequently Asked Questions
Speak To Us About Ledger Management
Speak To Our Team
Speak to a Fintech Advisor to outline your needs and impact plan.
Access Sandbox
Start testing in the VoPay sandbox to explore our advanced API functions.
Sign & Onboard
Our compliance and onboarding team will guide you through the process.
Go Live!
Choose a production date and launch your integration with confidence!
Speak To Our Team
Speak to a Fintech Advisor to outline your needs and impact plan.
Access Sandbox
Start testing in the VoPay sandbox to explore our advanced API functions.
Sign & Onboard
Our compliance and onboarding team will guide you through the process.
Go Live!
Choose a production date and launch your integration with confidence!
Get to know the VoPay API
Get access to our developer friendly API and get a feel for how our payment solutions work.
Request a Call
Talk with our sales team
We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.