Embedded Payment Processing API | Fintech As A Service

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VoPay’s Fintech-as-a-Service technology is a full stack of integrated payment rails, commerce tools and financial services that can be embedded into any digital platform through a single and scalable API.

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Embedded Finance In The Hands Of Every Business

Embed payment processing and financial services into any platform using a simple API and dedicated SDKs that are optimized for your industry.

SOFTWARE PLATFORM

FINTECH PLATFORM

LENDING PLATFORM

PROPERTY MANAGEMENT

FINANCIAL INSTITUTIONS

Empowering Our Partners To Go Further

Access a suite of innovative partner management tools, simple onboarding features and advanced payment technology to drive revenue and take your business to the next level.

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API-First Technology

With VoPay’s developer-friendly API solution you can significantly reduce development costs, infrastructure and staffing allowing you to focus resources on what matters most to your business.

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cURL
JavaScript
PHP
Python

1curl --request POST \
2--url https://earthnode-dev.vopay.com/api/v2/interac/bulk-payout \
3--header 'accept: application/json' \
4--header 'content-type: application/x-www-form-urlencoded' \
5--data 'AccountID={AccountID}' \
6--data 'Key={APIKey}' \
7--data 'Signature={Signature}' \
8--data Amount=1000 \
9--data Currency=CAD \
10--data EmailAddress=ada.[email protected].com \
11--data 'RecipientName=Ada Lovelace' \
12--data 'Question=What is 2+2' \
13--data Answer=4
1sdk.InteracBulkPayoutPost({
2AccountID: '{AccountID}',
3Key: '{APIKey}',
4Signature: '{Signature}',
5Amount: 1000,
6Currency: 'CAD',
7EmailAddress: '[email protected]',
8RecipientName: 'Ada Lovelace',
9Question: 'What is 2+2',
10Answer: '4'
11}, {accept: 'application/json'})
12.then(res => console.log(res))
13.catch(err => console.error(err));
1$response = $client->request('POST', 'https://earthnode-dev.vopay.com/api/v2/interac
2/bulk-payout', [
3'form_params' => [
4'AccountID' => '{AccountID}',
5'Key' => '{APIKey}',
6'Signature' => '{Signature}',
7'Amount' => 1000,
8'Currency' => 'CAD',
9'EmailAddress' => '[email protected]',
10'RecipientName' => 'Ada Lovelace',
11'Question' => 'What is 2+2',
12'Answer' => '4'
13],
14'headers' => [
15'accept' => 'application/json',
16'content-type' => 'application/x-www-form-urlencoded',
17],
18]);
1url = "https://earthnode-dev.vopay.com/api/v2/interac/bulk-payout"
2payload ="AccountID=%7BAccountID%7D&Key=%7BAPIKey%7D&Signature=%7BSignature%7D&Amount=1000&Currency=CAD&EmailAddress=ada.lovelace%40gmail.com&RecipientName=Ada%20Lovelace&Question=What%20is%202%2B2&Answer=4"
"AccountID=%7BAccountID%7D&Key=%7BAPIKey%7D&Signature=%7BSignature
3%7D&Amount=1000&Currency=CAD&EmailAddress=ada.lovelace%40gmail.com&
4RecipientName=Ada%20Lovelace&Question=What%20is%202%2B2&Answer=4"
5headers = {
6"accept": "application/json",
7"content-type": "application/x-www-form-urlencoded"
8}
9response = requests.post(url, data=payload, headers=headers)
10print(response.text)

API-First Technology

With VoPay’s developer-friendly API solution you can significantly reduce development costs, infrastructure and staffing allowing you to focus resources on what matters most to your business.

VIEW API DOCS VIEW RECIPES

Robust API

Customize your own dedicated cycle of payments with a fully integrated API.

Simple SDKs

Get started faster with integration toolkits specifically designed by developers for developers.

Developer Environment

Test in a self-contained, virtual sandbox that mimics the live VoPay production environment.

Payments-As-A-Service Stack

Offer powerful end-to-end payment processing solutions including Open Banking payment technology, multi-channel payment rails, bank account verification and real-time payments.

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Risk Intelligence

Manage payment operations at scale with industry- leading tools to help quickly onboard, manage data security, and proactively mitigate fraudulent transactions.

VoPay’s advanced reporting and data visualization help companies gather business intelligence to assess emerging risks and monitor risk exposures.

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Streamline Financial Operations

Sophisticated client dashboards brings together business operations, powerful insights and reporting into one user-friendly interface.

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The Smartest Way For Your Platform To Become A Fintech

If you are a SaaS enterprise looking for integrated payment facilitation, a growing Fintech searching for a payment technology partner or a Lending Platform in need of a white-label payment processing solution - we have a complete suite of financial products to suit your use case.

Cash Management

Manage the collection and distribution of payments more efficiently and with greater visibility.

Recurring Billing

Streamlined billing processes, predictable recurring revenue streams and automatic collections.

Virtual Wallets

Simplify the movement of money with separate accounts with individual balances and transactions.

Ledger Management

Create separate ledgers and simplify the process of creating, tracking and segregating funds.

Detailed Reporting

By analyzing payment data, you can optimize marketing strategies and improve the customer experience.

Data Enrichment

Gain a complete understanding of customer behaviour and drive growth with enriched financial data.

Risk Intelligence

Mitigate and manage risk with KYC, data intelligence and encrypted tokenization.

Account Authentication

Simplify onboarding by accessing validated information directly from a customer’s bank account.

Trusted Partner For Thousands Of Leading Brands

By providing a simple technology layer that connects and translates between the current financial institutions and global digital enterprises, our goal is to help democratize financial services for everyone.

“Visa and VoPay share a common goal of providing customers with a fast and reliable way to pay and be paid. Through Visa Direct, which has processed over 2 billion annual transactions, we are able to offer choice, flexibility and peace of mind to VoPay’s customers, knowing that each transaction is backed by the security, reach and capability of Visa’s global payments network.”
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“VoPay has been a company we have wanted to work with for some time. The issues for Canadian businesses and consumers with cross-border payments have been well documented and we are looking forward to changing this landscape with VoPay.”
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"We’re excited to build a long-lasting and fruitful partnership with VoPay. Building a better future for financial technology is a global mega project in which companies like ours have a shared responsibility. Working together and combining efforts - makes the whole ecosystem safer, more efficient, and allows all of us to achieve more."
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"We look forward to expanding our partnership with VoPay, to bring technology into the hands of millions of landlords, tenants & property managers to be in control of their rental experience and focus on what they love doing."
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"VoPay is driving innovation in the Canadian payments space, and our partnership allows us to offer our clients reduced friction and improved customer satisfaction while opening new customer segments to VoPay."
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