Supercharge Business Growth With Faster EFT Payment Processing

Use the fastest EFT payment rails to send payouts to vendors and suppliers and setup recurring collection flows to maximize revenue gains.

Push and pull Electronic Fund Transfers with flat-rate fees and gain the freedom to scale your transactions without the cost.

See How Much You Could Save With Bank Account Payments:

Credit Card Cost

VoPay EFT Cost*

Transaction Amount
$100K
Transaction Volume
5K

1.5%

3.5%

Credit Card Rate

*Transaction cost depends on price plan

Integrate an Embedded EFT Banking System with One API

VoPay’s EFT payment API let’s you build EFT processing into your products and services with ease.

Faster EFT Payments

Send EFT payments in near real-time using VoPay Instant to modernize your bank account transactions.

Dedicated Industry SDKs

Our payment API comes with industy-focused SDKs to ensure a smooth and streamlined integration process.

Advanced Recurring Billing

Manage subscriptions and recurring payments via bank transfer with digital PAD agreements for customers.

Unlimited Virtual Accounts

Separate EFT payments and control the flow of funds using VoPay’s Ledger Management technology.

Create Custom Account Setups To Manage Your EFT Payments

Gain full control of EFT money movement using VoPay’s advanced native features. Pull and pull funds in single transactions, setup automated bulk payouts, and create an unlimited number of VoPay underlying accounts to control how your EFT payments are managed.

  • EFT CREDIT

  • EFT DEBIT

  • BULK EFT PAYMENTS

  • WHITE-LABEL EFT

  • MULTIPLE EFT ACCOUNTS

  • Send funds to customers, suppliers and partners using VoPay’s advanced bank account payment solution.

    Example: A gig platform makes payments to drivers, vendors and employees.

Send funds to customers, suppliers and partners using VoPay’s advanced bank account payment solution.

Example: A gig platform makes payments to drivers, vendors and employees.

Pull funds from Canadian bank accounts with complete visibility and control.

Example: A lending platform automates payment collection from customers.

Debit, credit and reconcile EFT payments at any volume with bulk batch processing.

Example: A subscription-based company collects payments from their customers.

White label EFT processing lets you build embedded payment flows on your own platform.

Example: A software company builds their own payment processing system into their SAAS platform.

Move funds between multiple EFT accounts and keep funds segregated with dedicated ledgers.

Example: A law firm manages and holds funds in individual escrow accounts for its clients.

Customer Bank Account Connection Capabilities

Give customers the option to connect and authorize their bank accounts for frictionless EFT billing via pre-authorized debit.

VoPay’s Intelligent EFT service, iQ11, combines open banking technology with Canada’s EFT payment rail to facilitate account verification, balance checks and enhanced transaction visibility.

Explore iQ11™

Faster EFT Payments With VoPay Instant™

VoPay Instant gives businesses the power to send EFT payments to virtually any Canadian bank account in real-time.

Funds are deposited instantly, there is no pending period, and transactions can be initiated using standard bank account details.

Explore VoPay Instant

EFT Processing To Fit Any Timeline

Move money at any speed with same day EFT transactions and standard EFT transactions.

Process funds on your own terms and make EFT payments work for your business with faster bank account payments.

Explore Bank Account Payments

Better Payments For Your Industry Use-Case

Our integration recipes are designed to give you tools to start processing EFT transactions as quickly as possible.

Instant earned wage access for workers to keep them loyal to your platform

Low-cost deposits that arrive in your customers’ accounts instantly.

Handle large payments at scale and don’t leave your customers waiting.

Move money between bank accounts with speed, efficiency and control.

Better recurring billing and reduced fees for subscription platforms.

No-Code EFT Payments On The VoPay Portal

Setup and manage your EFTs on the VoPay Payment Portal and get enhanced insight and control over the status of transactions.

Manage all your payments and contacts in one place and sync your payments using our accounting integrations for simplified finances.

Custom EFT API For Full Payment Control

VoPay’s payment API comes complete with multiple payment methods, including ACH transactions for access to the US bank account network.

Reduce integration time using our comprehensive developer documentation and industry-specific recipes to get started with EFT payments in as little as two days.

  • cURL
  • JavaScript
  • PHP
  • Python

Custom EFT API For Full Payment Control

VoPay’s payment API comes complete with multiple payment methods, including ACH transactions for access to the US bank account network.

Cut down integration time using our comprehensive developer docs and industry-specific recipes and start processing EFTs now.

Frequently Asked Questions

Learn More

  • What are EFT Payments? A Guide to Electronic Funds Transfer

  • Everything You Need To Know About EFT Banking in Canada

  • Top 10 Reasons to Use VoPay Electronic Funds Transfer Payments

Speak to a Fintech Specialist Today!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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