Advanced ACH Payment Processing In Canada & The US

Connect to North America’s biggest bank account payment network using our dedicated Payment Portal and API integration.

Start processing ACH transfers with flat-rate transaction costs that let you push or pull ACH payments at scale.

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Speak To Our ACH Payment Advisors

Simplify ACH Payments with a Single API

VoPay’s ACH payment API lets you embed ACH processing into your products and services with ease.

Automated Payment Flows

Setup recurring billing for your customers to help save time, reduce errors and streamline your accounting process.

Fast Integration Times

Our developer-friendly API comes with simple SDKs to speed up integration time and reduce costs.

White-Label ACH Processing

Our ACH technology can be customized and embedded into any existing services or platforms.

Unlimited Virtual Wallets

Move money and segregate funds with confidence using VoPay’s Ledger Management technology.

Adaptive ACH Payment Flows for Unique Enterprise Use Cases

Elevate your payment processing with our robust ACH solution that empowers your business to handle transactions at any volume. Push and pull US bank account payments at scale with ease and utilize bulk payments and recurring transactions to simplify your payment processing.

  • ACH CREDIT

  • ACH DEBIT

  • BULK ACH PAYMENTS

  • WHITE-LABEL ACH

  • MULTIPLE ACH ACCOUNTS

  • Send money quickly and easily to users and service providers with direct bank payments.

    Example: A gig platform makes payments to drivers, vendors and employees.

Same-Day ACH Payment Technology

Leverage VoPay’s proprietary open banking technology to get access to real-time customer account data to help you make better decisions when processing ACH transactions.

VoPay's intelligent iQ11™ technology for ACH allows you to validate customer bank accounts prior to each transaction so you can reduce returns and process funds that arrive on the same day.

Explore iQ11™

Increase Your bottom Line With Bank Account Payments

Start processing ACH transactions at a flat-rate and get substantial savings on return fees: typically 15% with credit card transactions.

Get ACH return rates at under 2%, and eliminate them entirely by verifying customer account funds beforehand with intelligent ACH processing.

Explore Bank Account Payments

Faster ACH Processing Times To Suit Your Needs

Move money across the ACH network with time frames that work for you and your customers.

Dedicated Payment Portal For ACH Transfers

Our user-friendly interface makes it easy to get started with ACH payment processing with a centralized view of your funds and transactions.

You can easily manage your transactions, view your account balances, access detailed reporting and analytics to gain valuable insights into user behavior.

A Single ACH API That Comes Fully Loaded

VoPay’s payment API comes with a complete stack of payment rails, including e-Transfer, ACH and EFT payments.

Access same-day ACH payments with our revolutionary API that comes with predefined recipes for your industry use case.

  • cURL
  • JavaScript
  • PHP
  • Python

A Single ACH API That Comes Fully Loaded

VoPay’s payment API comes with a complete stack of payment rails, including e-Transfer, ACH and EFT payments.

Access same-day ACH payments with our revolutionary API that comes with predefined recipes for your industry use case.

API Recipes For Popular ACH Use Cases

Our integration recipes are designed to give you tools to start processing ACH transactions as quickly as possible.

Frequently Asked Questions

Learn More

  • What Are ACH Payments and How Do They Work?

    read more
  • Hidden Value in Plain Sight: The Potential of Embedded Finance

    read more
  • Case Study: Simplified Payments Helps Operational Efficiency Soar 25%

    read more

Speak to a Fintech Specialist Today!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.