Utilizing Open Banking technology Intelligent EFT / ACH (iQ11) adds a layer of data intelligence to online bank account transactions to authenticate them instantly, like a credit card, but with much lower transaction fees.
Verify users identities and authenticate bank account prior to the transaction.
Reduce NSF fees by having visibility into bank accounts available funds.
Auto-fill forms with identity data when users link their bank accounts.
Streamline processes across the payments value chain.
Validate transaction status and access to funds with in 24 hours.
Offer on demand products and services to retail clients.
Consumers can pay for goods and services online and “on the go” directly from their bank account in a few easy steps:
The merchant will then return the token to VoPay each time the user initiates payment. VoPay then validates the balance and account status instantly, and initiates the transaction if the required criteria met.
Account verification and transaction history
Send and accept payments
Financial data and user behaviour analysis
Get access to our developer friendly API and get a feel for how our payment solutions work.
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