Real-Time, Secure Payment Verification Solutions

Name: Verify™
Brand: VoPay

VoPay Verify^™ confirms the legitimacy of recipients and payment details before funds are sent. Whether paying to a bank account, Interac e-Transfer email, or cardholder, our verification solution helps reduce fraud, prevent payment errors, and support compliance.

Accelerate onboarding, avoid failed transactions, and maintain trust in every payment your platform processes.

Book a Demonstration

How Each Verification Method Works

Each verification tier is designed to match different levels of risk tolerance, from simple validation to rich recipient insights.

Bank Account Verification

Instant Bank Verify connects directly to the recipient’s online banking to confirm their name and address in real time. It’s fast, secure, and ideal for automated onboarding.

Micro- Deposit Bank Verification sends a small deposit to the recipient’s account, which they manually confirm. It’s best for recipients without online banking or when manual validation is preferred.

Interac e-Transfer^® Verification

Basic Interac e-Transfer Verification checks that the recipient’s email is registered with Interac e-Transfer and matches the provided name.

Enhanced Interac e-Transfer Verification adds more context, returning detailed recipient data like account readiness and risk indicators, helping you make smarter payment decisions.

Card Verification

Basic Card Verification confirms the cardholder’s name and billing address to validate identity and reduce fraud.

Enhanced Card Verification goes a step further by including additional recipient information, giving you deeper insight into the legitimacy of each transaction.

Use VoPay Verify^™ Instant Account Verification to Prevent Fraud & Failures

Verify In
Real-Time

Verify In Real-Time

Bank accounts, Interac emails, and cardholders can all be verified in under 3 seconds, keeping your payment flow fast while reducing risk.

Multi-Method
Coverage

Multi-Method Coverage

One solution for verifying bank accounts, Interac e-Transfers, and card payments. Select from Basic or Enhanced tiers to match your risk and compliance needs.

Flexible Access &
Integration

Flexible Access & Integration

VoPay Verify^™ is available via API, and VoPay Portal. Easily enable, configure, and monitor your verification flows without heavy development work.

Built-In Fraud
Protection

Built-In Fraud Protection

Stop bad data before it becomes a failed payment. Our tools help platforms reduce chargebacks, NSFs, and manual intervention by validating details at the source.

Prevent Payment Failures Before They Happen

Failed or fraudulent payments hurt your brand and cost you money. VoPay Verify^™ eliminates friction and uncertainty by validating details upfront, so you can move money with confidence.

Prevent Payment Failures Before They Happen

Failed or fraudulent payments hurt your brand and cost you money. VoPay Verify^™ eliminates friction and uncertainty by validating details upfront, so you can move money with confidence.

Bank Account Verification

Mitigate Fraud Risk with Instant and Reliable Bank Account Validation

Reduce the risk of fraudulent bank transfers by instantly verifying account ownership through real-time name and address matching. For accounts without online banking, micro-deposit verification provides a secure manual confirmation step, ensuring every payout goes to a legitimate recipient.

Interac e-Transfer^® Verification

Prevent Fraud and Failed Payments by Validating Recipient Emails

Basic verification checks if the email is registered and confirms the recipient's name.

Enhanced verification provides full recipient details including auto-deposit status, transaction limits, and customer type. This helps you detect risks and prevent fraud before funds leave your platform.

Interac e-Transfer^® Verification

Prevent Fraud and Failed Payments by Validating Recipient Emails

Basic verification checks if the email is registered and confirms the recipient's name.

Card Verification Solutions

Detect Fraud Early with Deep Identity and Billing Verification

Basic verification confirms the cardholder’s name and billing address match the records.

Enhanced verification provides full cardholder details, including card type, product category, eligibility for transfers, and risk indicators. This helps you detect fraud and assess card legitimacy before processing payments.