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Advanced Electronic Transfer Funds for High Volume Bank Account Payments & Reconciliation

Get paid faster and maximize efficiency by speeding up time-to-cash and automating bulk EFT collections.

VoPay offers a single API integration enabling businesses to bypass traditional methods and accept faster, data-driven bank account payments directly from any software or digital platform.

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See How Much You Could Save With Bank Account Payments:

Credit Card Cost

VoPay EFT Cost*

Transaction Amount
$100K
Transaction Volume
5K

1.5%

3.5%

Credit Card Rate

*Transaction cost depends on price plan

A powerful, 100% Canadian made digital Electronic Funds Transfer solution

API or Portal
Access

API or Portal Access

Push funds through batch files using our online portal or developer-friendly API. Customize payment flows, simplify payouts and access real- time financial reporting.

Same-Day EFT
Funding

Same-Day EFT Funding

VoPay Instant EFT payouts solution supports faster settlement of funds, making it a great option for merchants who need a fast and reliable cash flow.

Secure
Tokenization

Secure Tokenization

Secure tokens are issues to stand in for real account numbers when sending payment to reduce potential for theft and fraud.

White-Label EFT
Solution

White-Label EFT Solution

Customize payment flows to suit your business and clients’ needs. Our technology matches your brand to enable a fully-branded payment experience.

Customize EFT payment flows for high volume commercial transactions

Whether paying suppliers, employees, or handling customer transactions, EFT payments eliminate the need for paper cheques, reducing costs and increasing efficiency.

  • EFT Credit

  • EFT Debit

  • Bulk EFT Payments

  • White Label EFT

  • Multiple EFT Accounts

  • Send funds to customers, suppliers and partners using VoPay’s advanced bank account payment solution.

    Example: A gig platform makes payments to drivers, vendors and employees.

Same-day EFT Payment Technology With Bank Account Verification And Tokenization

Deployed through a single API, our payment services are customizable and configurable solutions that integrate into your existing infrastructure.

VoPay EFT transactions are encrypted and processed through bank-grade security protocols, ensuring every transaction is protected.

*Same-day EFT subject to approval. Terms and conditions apply.

Schedule A Demonstration

Same-day EFT Payment Technology With Bank Account Verification And Tokenization

Deployed through a single API, our payment services are customizable and configurable solutions that integrate into your existing infrastructure.

VoPay EFT transactions are encrypted and processed through bank-grade security protocols, ensuring every transaction is protected.

*Same-day EFT subject to approval. Terms and conditions apply.

Schedule A Demonstration

Frequently Asked Questions

What is VoPay EFT and how does it work?
VoPay Electronic Funds Transfer (EFT) enables businesses to send and receive payments securely between Canadian bank accounts. By leveraging VoPay’s API, businesses can automate bulk payments, recurring transactions, and direct deposits without the need for manual processing.
How long do VoPay EFT transactions take to process?
EFT transactions through VoPay typically take 1 to 4 business days to process, depending on the bank’s clearing times and transaction type.
What are the benefits of using VoPay EFT payments over traditional cheques?
✅Faster processing than cheques
✅Lower transaction fees than credit cards
✅Automated and recurring payments for payroll, invoices, and collections
✅Secure and compliant transactions with bank-grade encryption
✅Eliminates paper-based payments, reducing costs and administrative overhead
Can I send mass payments using VoPay EFT?
Yes! VoPay EFT supports batch payments, allowing businesses to process multiple transactions in a single file, perfect for payroll, supplier payments, and recurring invoicing.
Is VoPay EFT secure?
Absolutely. VoPay EFT transactions are protected by bank-grade encryption and strict compliance protocols, ensuring funds are transferred securely between accounts.
Can I set up recurring EFT payments with VoPay?
Yes, VoPay enables businesses to schedule automated recurring EFT transactions, eliminating manual payment processing for payroll, rent, or subscription services.
What types of payments can I process with VoPay EFT?
With VoPay EFT, you can process:

• Payroll payments
• Supplier/vendor payments
• Customer refunds
• Direct debit collections (pre-authorized payments)
• Recurring bill payments
Does VoPay EFT support direct debit (PAD) transactions?
Yes, businesses can use VoPay EFT to collect pre-authorized debit (PAD) payments from customers, enabling seamless subscription billing, rent collection, and invoicing.
How do I get started with VoPay EFT?
Getting started is easy! Contact VoPay to integrate EFT payments into your business platform through our user-friendly API or web-based dashboard. 

Learn More

Talk to a Fintech Advisor Today!

1. Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2. Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3. Sign & onboard

Our compliance and onboarding team will guide you through the process.

4. Go live!

Choose a production date and launch your integration with confidence!

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.