Embrace The Future of Payments With Canada's Leading Electronic Funds Transfer Solution

Access the fastest EFT payment rails to send payouts to your vendors and suppliers and collect funds from clients with complete visibility over the entire process.

Collect one-off or recurring payments and access bank account verification tools through a single platform.

Speak to a Payment Specialist!

Trusted by Canada's Leading Financial Institutions

Trusted by Canada's Leading Financial Institutions

Fast, Secure & Simple EFT Payment Processing

Send and collect single, bulk or recurring account-to-account bank payments from businesses and individuals anywhere across Canada.

Send and collect single, bulk or recurring account-to-account bank payments from businesses and individuals anywhere across Canada.

Eliminate All Inefficiencies Of EFT Payments

Access VoPay’s EFT payment processing solution by web portal access or through a single API integration.

  • API Integration

    Integrate digital payment solutions directly into your SaaS or digital platform using our RESTful APIs. Tailor-built to scale and white labelled to embed seamlessly into your existing technology stack.

  • Payment Portal

    Secure payments and advanced reporting are accessible through our smart online dashboard. VoPay’s dashboard eliminates the need for manual payment systems, saving your business time and money.

  • Advanced Features

    Access detailed reporting, transaction visibility and automated reconciliation with our data-driven payment technology. Integrate VoPay’s API directly into your ERP or LMS for optimum benefits.

Customizable Payment Flows For High Volume Transactions

Facilitate EFT payments to send or collect bank account verified payments for your business. Design
payment flows to suit your specific business model.

Facilitate EFT payments to send or collect bank account verified payments for your business. Design payment flows to suit your specific business model.

  • send
  • receive
  • mass payments
  • combination
  • Initiate direct bank payments to send money to users or service providers.

    Example: With EFT credits, money is deposited into a bank account, commonly used to pay vendors and suppliers for products and services, issuing loans payouts or employee payroll.

  • send
  • receive
  • Initiate direct bank payments to send money to users or service providers.

    Example: With EFT credits, money is deposited into a bank account, commonly used to pay vendors and suppliers for products and services, issuing loans payouts or employee payroll.

  • mass payments
  • combination
  • Pay, debit, track and reconcile payments to and from multiple customers.

    Streamline the process of pulling or pushing bulk EFT payments. Example: A SaaS platform that charges customers a monthly fee for access to various services through their platform.

Faster EFT Processing Times With VoPay

VoPay offers two types of EFT payment services depending on your business requirements.

*Same-day EFT subject to approval. Terms and conditions apply.

Faster EFT Processing Times With VoPay

VoPay offers two types of EFT payment services depending on your business requirements.

API Integration

API Payment Tools Built For Developer Success

Deployed through a single API, our payment services are customizable and configurable solutions that integrate into your existing software infrastructure.

Tokenized technology enhances security and supported webhooks allow us to communicate with your system, keeping you informed on the status of all transactions.

view api docs get api key
  • cURL
  • JavaScript
  • PHP
  • Python
  • 1curl --request POST \
    2--url https://earthnode-dev.vopay.com/api/v2/interac/bulk-payout \
    3--header 'accept: application/json' \
    4--header 'content-type: application/x-www-form-urlencoded' \
    5--data 'AccountID={AccountID}' \
    6--data 'Key={APIKey}' \
    7--data 'Signature={Signature}' \
    8--data Amount=1000 \
    9--data Currency=CAD \
    10--data EmailAddress=ada.[email protected].com \
    11--data 'RecipientName=Ada Lovelace' \
    12--data 'Question=What is 2+2' \
    13--data Answer=4

  • cURL
  • JavaScript
  • PHP
  • Python
  • 1curl --request POST \
    2--url https://earthnode-dev.vopay.com/api/v2/interac/bulk-payout \
    3--header 'accept: application/json' \
    4--header 'content-type: application/x-www-form-urlencoded' \
    5--data 'AccountID={AccountID}' \
    6--data 'Key={APIKey}' \
    7--data 'Signature={Signature}' \
    8--data Amount=1000 \
    9--data Currency=CAD \
    10--data EmailAddress=ada.[email protected].com \
    11--data 'RecipientName=Ada Lovelace' \
    12--data 'Question=What is 2+2' \
    13--data Answer=4

Integration Support

Your success is our success. Our expert support and development team will help you design your integrated payments experience with dedicated support to keep things running smoothly.

Easy Onboarding

Onboard your customers’ faster using VoPay’s integrated technology. We handle all the security, KYC and data tokenization so you dont have to.

Integration Support

Your success is our success. Our expert support and development team will help you design your integrated payments experience with dedicated support to keep things running smoothly.

Easy Onboarding

Onboard your customers’ faster using VoPay’s integrated technology. We handle all the security, KYC and data tokenization so you dont have to.

Eliminate Failed Payments And NSF With Intelligent iQ11™ Technology

We deliver faster, data-rich transactions using Open Banking powered technology and data analytics. Verify bank accounts prior to the transaction and settle funds into your accounts with complete visibility of the entire process.

iQ11 is availble to existing VoPay clients. Terms and conditions apply.

learn more learn more

Why Choose VoPay's EFT Payment Technology?

  • Developer Friendly API's

    Integrate our payments API into any business model and platform.

  • White-Label Solution

    Customize payment flows to suit your business and clients’ needs.

  • Customer inclusivity

    Payment facilitation for all. EFT bank account payments are widely accepted.

  • Secure Tokenization

    EFT payment data is encrypted and transactions are tokenized to maximize security.

  • Automated Payments

    Save time, reduce errors, and streamline your accounting process.

  • Same-Day Funding

    VoPay’s iQ11 EFT payment solution supports same-day funding.

  • Recurring EFT Payments

    Recurring payments can happen seamlessly with each billing cycle.

  • Reduce Payment Failure

    Average credit card return rates are around 15%, while EFT return rates are typically sub 2%.

EFT Frequently Asked Questions

EFT Payment Resources

  • A Complete Guide to EFT Payments

    The future of payments is here. Now. Digital payments have arrived. (...)

    read more
  • Top 10 Reasons To Use VoPay EFT Payments

    Electronic Funds Transfer (EFT) is incredibly popular in Canada. At last check it accounted for 77% of total payments — (...)

    read more
  • Developer Zone

    VoPay’s Intelligent EFT / ACH (iQ11) adds a layer of data intelligence to EFT payments to make them faster, (...)

    read more

Ready to take control over your payments?

contact sales create account

Ready to take control over your payments?

contact sales create account

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

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