Send Money Faster With Interac e-Transfer® For Business

Send money using Interac e-Transfer® on the VoPay platform and get access to higher sending limits, better visibility and payment automation.

Send single and bulk Interac e-Transfer payouts to consumers and businesses across Canada using our API or through our online Portal.

A Complete Interac e-Transfer Solution Designed For Scaling Business Growth

Payout Automation

Setup scheduled or recurring payouts to customers and utilize smart payment automation to optimize cash movement.

Real-Time Transactions

Accelerate cash flow and delight your customers with payments that arrive almost instantly.

Commercial Interac e-Transfer Limits

Send up to $25,000 in one transfer and scale your transactions efficiently with flat-rate fees.

Seamless Setup

Integrate with the VoPay API to embed Interac payments into your platform or start processing from our Payment Portal.

Send Payments At Scale Using Virtual Accounts

Send Interac e-Transfer payments from virtual accounts within your Master VoPay account for better management of your payouts.

Setup virtual accounts to separate payouts and get granular control of payments.

Example: A property management platform uses virtual accounts to hold and send funds using Interac e-Transfer payouts with VoPay.

Scale Transactions With Easy Bulk Payouts

Send single payments or leverage our bulk payouts feature to move money efficiently at scale.

Our platform streamlines the process of managing multiple contacts and makes sending large volumes of payments a breeze.

Get Started With Interac e-Transfer

Scale Transactions With Easy Bulk Payouts

Send single payments or leverage our bulk payouts feature to move money efficiently at scale.

Our platform streamlines the process of managing multiple contacts and makes sending large volumes of payments a breeze.

Get Started With Interac e-Transfer

Complete Transparency Of Your Interac e-Transfer Payments

Know exactly where your money is going at all times, with instant network confirmation and transaction status updates through VoPay’s API or online Portal.

Send payments with personlized notes and choose your own cancellation period for complete control of your outgoing funds.

Get Started With Interac e-Transfer

Simple Yet Powerful Payment Security

Use Interac’s flagship security question system to make sure your funds go to the intended recipient, and leverage the Interac e-Transfer Autodeposit system for instant payouts.

VoPay layers additional security measures on top of the existing Interac e-Transfer safety protocols to ensure your business has maximum protection from fraud and other threats.

Learn More About Risk Intelligence

Simple Yet Powerful Payment Security

Use Interac’s flagship security question system to make sure your funds go to the intended recipient, and leverage the Interac e-Transfer Autodeposit system for instant payouts.

VoPay layers additional security measures on top of the existing Interac e-Transfer safety protocols to ensure your business has maximum protection from fraud and other threats.

Learn More About Risk Intelligence

Interac e-Transfer Payments For Any Canadian Business

Our integration recipes are designed to give Canadian industries the tools to build Interac e-Transfer payments into their products and services quickly and easily.

Gig Economy

Simple earned wage access using just an email address for instant deposits.

Lending

Let customers choose Interac e-Transfer for loan payouts and increase revenue.

Property

Build hassle-free rent collections into your platform with Interac e-Transfer.

Account To Account

Move money between accounts with bulk file uploads and lower costs.

SaaS

Pay and get paid on your platform using Canada’s favorite payment method.

Initiate Payouts On Your Platform Using Our API

Create a single or bulk payout by hitting one endpoint on our API, and use multiple parameters to control and personalize payments according to your business needs.

Get payout transaction details from the API on request and see indepth information about the payout, like status and failure reasons.

  • cURL
  • JavaScript
  • PHP
  • Python

Initiate Payouts On Your Platform Using Our API

Create a single or bulk payout by hitting one endpoint on our API, and use multiple parameters to control and personalize payments according to your business needs.

Get payout transaction details from the API on request and see indepth information about the payout, like status and failure reasons.

Send Mass Payments From Our Online Portal

Create bulk Interac e-Transfer collections and monitor the status of your transactions from start to finish for complete understanding of your transactions.

Our user-friendly VoPay Portal makes managing Contacts and Accounts seamless, ensuring you can add new recipients quickly and see all your payments in one place.

Interac e-Transfer FAQ

What Is Interac e-Transfer for Business?
Interac e-Transfer for Business is a money-transfer service for Canadian companies that uses online banking to move funds from one account to another. It allows businesses to receive money from customers quickly and securely by using only an email address. The funds are transferred from one account to another in real-time using established and secure banking procedures.
What is the processing time for Interac e-Transfer for Business?

Payments

Transactions are processed in near real-time but can take up to 30 minutes, depending on your bank or credit union. Interac will process the transactions and send the transfers as soon as possible, based on system availability. At VoPay, we run a program that checks for new Interac e-Transfer payments every 3 minutes.

Inbound Interac e-Transfer

Once the Interac e-Transfer has been sent by the client to the customized email configured by the VoPay administrator, the funds will be available in your VoPay accounts immediately.

Request Money

When you Request Money using Interac e-Transfer, an email or text message is sent to the recipient typically within 1 minute, though some notifications may take up to 30 minutes. Once the end-user has processed the request, funds will be sent in near real-time to your VoPay account.
What’s the Interac e-Transfer for Business fund limit?
The Interac e-Transfer limit per payment is $25,000.
Can I request an Interac e-Transfer from a customer?
Yes you can request single and bulk Interac e-Transfer payments from customers.
Can I cancel an Interac e-Transfer payment?
You can cancel an Interac e-Transfer payment at any time as long as it hasn’t been accepted by the recipient.

Learn More

  • Frequently Asked Questions Interac e-Transfer for Business

  • Why Thousands of Business Owners are Choosing Interac e-Transfer

  • How Does Bulk Interac e-Transfer For Business Work?

Speak to a Fintech Advisor Today!

Get Started
1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Onboarding Support

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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