Get Paid In Real-Time With Interac e-Transfer® Request Money

Use Interac e-Transfer Request Money solution to get paid instantly using Canada’s favourite payment method.

Collect funds using the existing Interac workflow, or use VoPay’s Embedded Money Request product to build requests into your existing application or platform for the ultimate user experience.

The Fastest Money Request Solution For Enterprises

Instant Confirmation

Get real-time confirmation when a payor accepts a Money Request and access the funds immediately in your account.

Embedded Money Request

Embed money requests into your application or business platform to provide an exceptional user experience.

Real-Time Transactions

Speed up cash flow within your business with instant Money Requests that make funds available instantly.

Seamless Setup

Integrate with the VoPay API to embed Interac e-Transfers into your platform or start processing from our Payment Portal.

Manage Payment Requests At Scale With Complete Control & Visibility

Request money via Interac e-Transfer and deposit funds into dedicated virtual accounts for better cash management.

Separate incoming funds into virtual accounts for better control of your cash flow.

Example: A property management platform sets up a virtual account for each landlord so they can receive rent payments from tenants.

Embedded Interac e-Transfer Request Money

Let users complete money requests from within your business platform, before redirecting them to their online banking to complete the transaction.

Make payment requests frictionless for your users by hosting the experience on your web or mobile application as an iFrame.

View Interac e-Transfer Request Money Endpoints

Embedded Interac e-Transfer Request Money

Let users complete money requests from within your business platform, before redirecting them to their online banking to complete the transaction.

Make payment requests frictionless for your users by hosting the experience on your web or mobile application as an iFrame.

View Interac e-Transfer Request Money Endpoints

Request Payments In Bulk Via Email or Text

Use the trusted and secure Request Money service through email to streamline the process of collecting funds in bulk from customers or partners in Canada.

Get instant notification of fulfilled requests and get access to collected funds straight away.

Get Started With Interac e-Transfer Request Money

Receive Payments In Real-Time 24/7/365

Send out requests and receive payments at anytime of day, 365 days a year, with no downtime due to holidays or weekends.

Cancel payments using our API or online Portal at anytime before the request is accepted by the payor.

Learn More About Interac e-Transfer Payments

Receive Payments In Real-Time 24/7/365

Send out requests and receive payments at anytime of day, 365 days a year, with no downtime due to holidays or weekends.

Cancel payments using our API or online Portal at anytime before the request is accepted by the payor.

Learn More About Interac e-Transfer Payments

Versatile Interac e-Transfer Payments

Our integration recipes are designed to give multiple industries the tools needed to accelerate development time.

Investment

Collect payments from investors using email or embedded Money Request.

Lending

Request loan payments from borrowers and get paid in real-time.

Property

Collect rent seamlessly using Interac e-Transfer Money Request.

Fintechs

Enable real-time Money Requests on your fintech platform.

SaaS

Collect hassle-free payments from customers during checkout.

Setup Payment Requests Using Our API

Create a single or bulk collection by hitting one endpoint on our API, and use dedicated parameters to control functions such as email or embedded workflows.

Get Money Request details from the API on request and see indepth information about the collection, like status and failure reasons.

  • cURL
  • JavaScript
  • PHP
  • Python

Setup Payment Requests Using Our API

Create a single or bulk collection by hitting one endpoint on our API, and use dedicated parameters to control functions such as email or embedded workflows.

Get Money Request details from the API on request and see indepth information about the collection, like status and failure reasons.

Manage Payments From Our Online Portal

Create bulk Interac e-Transfer requests and monitor the status of your payments from start to finish for complete understanding of your transactions.

Our online Portal makes managing Contacts and Multi-Level Accounts seamless, ensuring you can add new Contacts quickly and see all your payment operations in one place.

Interac e-Transfer FAQ

What Is Interac e-Transfer for Business?
Interac e-Transfer for Business is a money-transfer service for Canadian companies that uses online banking to move funds from one account to another. It allows businesses to receive money from customers quickly and securely by using only an email address. The funds are transferred from one account to another in real-time using established and secure banking procedures.
What is the processing time for Interac e-Transfer for Business?

Payments

Transactions are processed in near real-time but can take up to 30 minutes, depending on your bank or credit union. Interac will process the transactions and send the transfers as soon as possible, based on system availability. At VoPay, we run a program that checks for new Interac e-Transfer payments every 3 minutes.

Inbound Interac e-Transfer

Once the Interac e-Transfer has been sent by the client to the customized email configured by the VoPay administrator, the funds will be available in your VoPay accounts immediately.

Request Money

When you Request Money using Interac e-Transfer, an email or text message is sent to the recipient typically within 1 minute, though some notifications may take up to 30 minutes. Once the end-user has processed the request, funds will be sent in near real-time to your VoPay account.
What’s the Interac e-Transfer for Business fund limit?
The Interac e-Transfer limit per payment is $25,000.
Can I request an Interac e-Transfer from a customer?
Yes you can request single and bulk Interac e-Transfer payments from customers.
Can I cancel an Interac e-Transfer payment?
You can cancel an Interac e-Transfer payment at any time as long as it hasn’t been accepted by the recipient.

eBook

VoPay x Interac SolutionA Complete Guide To Faster Payment Processing

Maximize the Value of Interac e-Transfer® for Business. This guide provides actionable insights on how integrating Interac e-Transfer for Business through VoPay’s API unlocks greater control, efficiency, and scalability for your financial operations.

Learn More

  • Frequently Asked Questions Interac e-Transfer for Business

  • Why Thousands of Business Owners are Choosing Interac e-Transfer

  • How Does Bulk Interac e-Transfer For Business Work?

Speak to a Fintech Advisor Today!

Get Started
1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Onboarding Support

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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