Innovative Bank Account Payments
Send and Request Real-Time Transfers
Send Funds To Cardholder Accounts Instantly
Real-Time EFT Payment Technology
US Bank Account Payment Technology
Faster, Data-Driven EFT Payments
Micro-Deposit Verification with VoPay Verify
Automate Accounting Operations with a 360 view
Control Flow Of Funds With Multiple Ledgers
Digital PAD For Today’s Consumer
We’ve partnered with Plaid to combine open banking technology with our payment API to give an unmatched bank account payment experience.
Plaid’s open banking API perfectly complements VoPay’s payment API to create intelligent bank account payments.
Validate customer account details and verify available funds at the time of transaction.
Cut down your NSF fees to near zero by having access to account performance and balance prior to collecting funds.
Speed up transaction times to up to 1 business day by validating the transaction status.
Tokenize customer details and use them for future transactions without having to request banking information again.
Connect your Plaid account to VoPay using the account/set-plaid-credentials endpoint to setup the integration.
Customers use Link to connect their bank account for EFT/ACH transactions, which returns a Plaid Public Token & Account ID.
Once the Public Token is generated, you can then call Plaid’s API to request a Processor Token.
You can then use new and existing Processor Tokens to call VoPay API endpoints for EFT/ACH payments.
Connect your Plaid account to VoPay using the account/set-plaid-credentials endpoint to setup the integration.
Customers use Link to connect their bank account for EFT/ACH transactions, which returns a Plaid Public Token & Account ID.
Once the Public Token is generated, you can then call Plaid’s API to request a Processor Token.
You can then use new and existing Processor Tokens to call VoPay API endpoints for EFT/ACH payments.
VoPay’s integrated suite of payment rails can be combined with Plaid’s open banking technology to create better payment experiences for the end user.
Let customers complete a one-time bank account connection flow and then tokenize their data to be reused for future transactions.
Use your existing Plaid data tokens or let users connect their bank account using iQ11 and VoPay will generate a unique token for that customer.
Tokens can be safely stored and then used for future verification or transactions without the need to ask users for banking details.
Leverage your existing data tokens from your Plaid integration so users can skip the bank connection steps and complete checkout instantly.
Get frictionless payments on you platform by syncing your Plaid account with your VoPay account in just a few steps.
Companies across multiple industries have integrated with the VoPay API using our recipes and developer docs.
Faster earned wage access for workers to keep them loyal to your platform.
Low-cost deposits and collections to streamline your lending payments.
Handle large payments with ease and speed up cash-flow with faster payments.
Move money between bank accounts with speed, efficiency and control.
Better recurring billing and reduced transaction fees for digital platforms.
Improved cash flow and customer satisfaction with significantly improved processing times:
(2-3 days)
Transfer initiated
Transaction in Progress
Funds available
(1 day)
Transfer initiated
Funds available
Speak to a Fintech Advisor to outline your needs and impact plan.
Start testing in the VoPay sandbox to explore our advanced API functions.
Our compliance and onboarding team will guide you through the process.
Choose a production date and launch your integration with confidence!
Speak to a Fintech Advisor to outline your needs and impact plan.
Start testing in the VoPay sandbox to explore our advanced API functions.
Our compliance and onboarding team will guide you through the process.
Choose a production date and launch your integration with confidence!
Get access to our developer friendly API and get a feel for how our payment solutions work.
We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.