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Payment Rails
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Bank Account Connectors
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Payment Automation
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Risk Management
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Cross Border Payments
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Accounting Integrations
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AR/AP Automation
COMING SOON -
KYC/AML
COMING SOON -
Payment Links
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Virtual Accounts
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Approval Workflows
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Onboarding
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Open Data Payments
COMING SOON -
Ledger Management
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Micro-Deposits & Verification
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Transaction Monitoring
COMING SOON
- Products
- Solutions
- Developers
- Partners
- Resources
Instant Payouts with Visa Direct API
Leverage VoPay x Visa Push-to-Card Payments to send funds instantly, anywhere in the world. Powered by VoPay, this solution provides a single point of access to billions of endpoints, enabling real-time, secure, and simple payouts.
Whether you're paying employees, suppliers, gig workers, or customers, Push-to-Card Payments deliver speed, security, and convenience, enhancing the payout experience like never before.
Send real-time payouts to almost any Visa Debit cardholder or bank account globally 24/7
Global Reach &
Scale
Global Reach & Scale
Gain a single point of access to billions of endpoints through VisaNet enabler integrations, enabling real-time domestic cross-border payouts.
Enhanced Security &
Compliance
Enhanced Security & Compliance
Benefit from Visa’s risk and fraud prevention tools, including sanctions screening scores, to support regulatory compliance.
Fast API Integration
& Flexibility
Fast API Integration & Flexibility
Connect via APIs or ISO messaging, enabling push and pull transactions across multiple payment networks.
Tokenization for
Secure Transactions
Tokenization for Secure Transactions
Increase authorization rates, reduce fraud risks, and support innovative digital commerce experiences with VoPay x Visa advanced tokenization technology.
Send Funds In Real-Time To Any Card or Bank Account
Offer push-to-card payments through your business or platform to send funds to any cardholder account on any network in seconds.
Mastercard Send in conjunction with VoPay facilitates secure, real-time payouts to multiple end points, including debit, credit and prepaid cards, and bank accounts and online wallets.
Send Funds In Real-Time To Any Card or Bank Account
Offer push-to-card payments through your business or platform to send funds to any cardholder account on any network in seconds.
Mastercard Send in conjunction with VoPay facilitates secure, real-time payouts to multiple end points, including debit, credit and prepaid cards, and bank accounts and online wallets.
Secure, Compliant, and Protected Transactions with Visa Direct x VoPay
All Visa Direct transactions are processed through VisaNet, benefiting from Visa’s multi-layered security frameworkand stringent compliance standards. Advanced tokenization technology enhances security by replacing sensitive data with a unique token, ensuring secure and fast digital payments.
Gain real-time, global access to funds with Visa’s trusted security measures, providing an extra layer of protection and peace of mind.
Go Global With Visa Direct Cross-Border Services
Offer push-to-card payments to international account holders using Visa Direct Cross-Border Services.
Send payments with the same real-time velocities as the domestic Visa Direct Send product, and reach the same end points such as cards, wallets and bank accounts.
Go Global With Visa Direct Cross-Border Services
Offer push-to-card payments to international account holders using Visa Direct Cross-Border Services.
Send payments with the same real-time velocities as the domestic Visa Direct Send product, and reach the same end points such as cards, wallets and bank accounts.
Manage Everything From The VoPay Portal
Our Portal offers real-time transaction data and management at your fingertips for absolute control over your funds.
Easily manage your transactions, view your account balances, access detailed reporting and analytics to gain valuable insights into user behaviour.
Visa Direct Payouts - Use Cases
Insurance
Send urgent claim payments in real-time to customers.
Send urgent claim payments in real-time to customers.
Fintech
Build scalable instant payments into your fintech app or platform.
Build scalable instant payments into your fintech app or platform.
Lending
Send loans quickly to customers for a better lending experience.
Send loans quickly to customers for a better lending experience.
Gig Economy
Give workers instant access to wages on-demand for a better gig platform.
Give workers instant access to wages on-demand for a better gig platform.
Marketplace
Pay vendors and members in real-time to retain more users.
Pay vendors and members in real-time to retain more users.
USE CASES
Earned Wage Access (EWA)
VoPay and Visa Direct enables businesses to provide gig workers access to their earnings on-demand.
Customer Impact
- Deliver speed, convenience and reliability with fast payouts to cards or bank account
- Provides access to a portion of their earned wages before payday
- Improve financial wellness and stability
Business impact
- Increased employee loyalty & engagement
- Improved business growth and productivity rates
- Increased security with tokenization & encryption
- Access fully automated cash flow and reporting tools
89%
of surveyed workers would work longer for an employer who offers real-time access to wages.
95%
of surveyed workers prefer an employer with earned wage access.
79%
of surveyed workers would be willing to switch to an employer who offers EWA.
Source: Visa Inc., CY 2022
USE CASES
Insurance
Once a claim is approved, Visa Direct helps you deliver payouts to customers fast.
Customer Impact
- Help provide immediate relief in critical situations
- Faster access to funds with real time1 account funding
- Improved customer experience with increased convenience
Business impact
- Help reduce operational costs
- Increased customer satisfaction and loyalty
- Help reduce insurance claim fraud
58%
of surveyed claimants reason for dissatisfaction is that the claim took too long.
83%
of surveyed claimants who have had a bad experience are likely to switch insurer in the next 12 months.
6-8days
average wait time for claim payments after approval.
Source: Visa Inc., CY 2022
Trusted Partner For Thousands
Of Leading Brands
Trusted Partner For Thousands Of Leading Brands
Hamed Arbabi
CEO and Founder of VoPay
“The Canadian lending landscape is going through a major transformation, from how loan applications are submitted digitally to how fast payments are distributed, lenders are looking for ways to stay ahead of the curve. HES FinTech was a natural fit for a partnership, with their extensive expertise in the loan software industry, we can offer a combined solution that can transform the lending experience. We look forward to building the partnership with HES and seeing the benefits for our customers.”
Brian Weiner
Vice President & Head of Product at Visa Canada
“Visa and VoPay share a common goal of providing customers with a fast and reliable way to pay and be paid. Through Visa Direct, which has processed over 2 billion annual transactions, we are able to offer choice, flexibility and peace of mind to VoPay's customers, knowing that each transaction is backed by the security, reach and capability of Visa's global payments network.”
Frequently Asked Questions
Talk to a Fintech Advisor Today!
1. Speak To Our Team
Speak to a Fintech Advisor to outline your needs and impact plan.
2. Access Sandbox
Start testing in the VoPay sandbox to explore our advanced API functions.
3. Sign & onboard
Our compliance and onboarding team will guide you through the process.
4. Go live!
Choose a production date and launch your integration with confidence!
Talk with our sales team
We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.
