Accept Instant Bank Account Verification Payments, Improve Payment Speed & Reduce NSFs

Utilizing Open Banking technology Intelligent EFT / ACH (iQ11) adds a layer of data intelligence to online bank account transactions to verify them instantly and process them at a much lower transaction fee.

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Optimize Your Online Payment Processing

  • Verify User Account

    Verify users identities and authenticate bank account prior to the transaction.

  • Reduce NSF

    Reduce NSF fees by having visibility into bank accounts available funds.

  • Reduce Input Errors

    Auto-fill forms with identity data when users link their bank accounts.

  • Transparent Tracking

    Get full visibility into each transaction with courier package like tracking.

  • Faster Processing

    Validate transaction status and access to funds with in 24 hours.

  • New Revenue

    Offer on demand products and services to retail clients.

A Simple Payment Experience

Users can pay for goods and services online and “on the go” directly from their bank account in a few easy steps:

Maximize Payment Security with Tokenization & Avoid Storing Sensitive Data

A VoPay generated token is returned each time by a merchant when the user initiates a payment. VoPay then validates the balance and account status instantly and initiates the transaction if the required criteria is met.

  • Financial Data

    Account verification and transaction history

  • Payment Engine

    Send and accept payments

  • Data Analytics

    Financial data and user behaviour analysis

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

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