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Transform Your Cash Management with Virtual Wallets

Set up dedicated virtual wallets under your master VoPay account to segregate ledgers and manage funds with accuracy.

Give users on your platform their own dedicated virtual wallet where they can hold funds, receive payments, and withdraw cash on demand.

Multi-Level Virtual wallets For Platforms & Enterprises

Virtual Wallets For Software

Create virtual wallets for users on your software platform, or for individual business functions within your enterprise.

Optimize Money Movement

Move funds between wallets with ease, and setup dedicated multi-step transaction workflows to automate transfers.

User Access Controls

Get complete control over all virtual wallets with user permissions and transaction settings that keep you in control.

Ledger Management

Track all your accounts accurately using dedicated ledger management functions that give you better oversight.

Deploy Virtual Wallets In Any Hierarchy To Match Your Business Structure

Build multi-tenancy architecture into your platform or business using virtual wallets

Example: A gig platform gives each worker their own virtual wallet to accumulate earnings, and lets them withdraw from their account on-demand in real-time.

Manage Cash Flow & Operations With Ease Using Dedicated Wallets

Create sub-accounts and virtual wallets under your main VoPay accounts and use them to segregate funds that belong to platform users, business entities or different departments.

Use transaction workflow settings to setup recurring transfers, split payments between accounts, one-to-many disbursements and more.

Get Started

Track Every Transaction with Individual Ledgers

Create virtual wallets that act as concise ledgers and nest them within VoPay sub-accounts in order to get a clearer picture of your transactions and balances.

Get enhanced visibility into cash movement and track incoming and outgoing funds with accuracy.

Explore Ledger Management

Track Every Transaction with Individual Ledgers

Create virtual wallets that act as concise ledgers and nest them within VoPay sub-accounts in order to get a clearer picture of your transactions and balances.

Get enhanced visibility into cash movement and track incoming and outgoing funds with accuracy.

Explore Ledger Management

White-Label Onboarding For Brand Control

Maintain brand authority when onboarding new virtual wallet owners using our white-label onboarding application.

Embed the onboarding process into your existing platform, or send it to user through email where they can provide their details, complete KYC processes, and perform ID verification.

Explore Onboarding

Advanced Payment Solutions For Any Industry

Innovative companies across multiple industries use VoPay’s integration recipes to build advanced ledger management capabilities into their platform.

Gig Economy

Separate earned wages for platform workers and let them access funds 24/7/365.

Lending

Low-cost deposits and collections to streamline your lending payments.

Property

Keep escrow payments segregated and hold rent collections in virtual wallets.

Account To Account

Setup unlimited wallets in any hierarchy for complete A2A payment freedom.

SaaS

Give members and users their own wallets with granular access controls.

Create & Manage Wallets Using Our API

Hit a single endpoint on our API to create a new wallet for users or business functions, and use receive-only accounts to keep control over movement of funds.

Use our virtual wallet endpoints to setup, edit, and manage all of your wallets, and onboard new users using our embedded onboarding flow to gather customer information.

  • cURL
  • JavaScript
  • PHP
  • Python

Create & Manage Ledgers using Our API

Hit a single endpoint on our API to create a new wallet for users or business functions, and use receive-only accounts to keep control over movement of funds.

Use our virtual wallet endpoints to setup, edit, and manage all of your wallets, and onboard new users using our embedded onboarding flow to gather customer information.

Oversee All Virtual Wallets From Our Online Portal

Our user-friendly interface gives you complete visibility of all your ledger accounts, users, cashflow and transactions.

Use our portal as a standalone solution for ledgers, or combine with our API for the ultimate multi-account setup.

Book A Demo

Frequently Asked Questions

What are virtual wallets?
Virtual accounts hold funds in a digital entity that act as a partition of a Master VoPay Account or Sub-account. VoPay refers to virtual accounts as Client Accounts within its platform. Client Accounts can be used to move and hold funds on behalf of business clients or platform users. Client Accounts can be setup under Master Accounts and/or Sub-Accounts.
What are sub-accounts?
Sub-accounts are separate accounts that come under the master VoPay account. Sub-accounts can be used to segregate and manage funds within their own functioning account that can collect, send and move money. Sub-accounts can given their own payment settings and transaction limits, and can be assigned to specific users with their own permissions and access settings.
How can I create virtual and sub-accounts?
Virtual wallets and sub-accounts can be created through our API or by using our online Portal.
Who can create virtual and sub-accounts?
Virtual wallets and sub-accounts can only be created users that have been granted the relevant permissions.

Learn More

  • Build vs Buy? A Playbook for Choosing the Right Payment Solution

  • The Ultimate Checklist: How To Choose A Payment Technology Partner

  • The 6 Trends That Made 2023 a Landmark Year in Fintech and Global Payments

Speak to a Fintech Advisor Today!

Get Started
1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.