Advanced ACH Payments API and Automation Tools

Connect to North America’s biggest bank account network and drive revenue on your platform by leveraging our Payments-As-A-Service solution for an easy implementation.

Access faster ACH to accelerate business cash flow, and scale with confidence using our risk management tools and automation workflows.

See How Much You Could Save With Bank Account Payments:

Credit Card Cost

VoPay ACH Cost*

Transaction Amount
$100K
Transaction Volume
5K

1.5%

3.5%

Credit Card Rate

*Transaction cost depends on price plan

Access ACH Payment Technology with a Single API

VoPay’s ACH payment API let’s you embed ACH processing into your products and services with ease.

Automated
Payment Flows

Automated Payment Flows

Setup recurring billing for your customers to help save time, reduce errors and streamline your accounting process.

Fast Integration
Times

Fast Integration Times

Our developer-friendly API comes with simple SDKs to speed up integration time & reduce costs.

White-Label ACH
Processing

White-Label ACH Processing

Our ACH technology can be customized and embedded into any existing service or platform.

Unlimited Virtual
Accounts

Unlimited Virtual Accounts

Move money and segregate funds with confidence using VoPay’s Ledger Management technology.

Adaptive ACH Payment Flows for Unique Enterprise Use Cases

Elevate your payment processing with our robust ACH solution that empowers your business to handle transactions at any volume. Push and pull US bank account payments at scale with ease and utilize bulk payments and recurring transactions to simplify your payment processing.

  • ACH Credit

  • ACH Debit

  • Bulk ACH Payments

  • White Label ACH

  • Multiple ACH Accounts

  • Send money quickly and easily to users and service providers with direct bank payments.

    Example: A gig platform makes payments to drivers, vendors and employees.

Same-Day ACH Payment Processing At Scale

Leverage VoPay’s direct link to the Same-Day ACH network to reliably process credit, debit and return transactions at multiple times throughout the day.

Automate bulk sending and collection of same-day payments using our API or Portal, and ensure time sensitive payments like payroll and claims are settled in the recipient’s account in 3 hours or less.

Explore Same-Day ACH

Simplify ACH Collections & Payouts Using white-Label Payment Links

Send and collect ACH payments using our advanced payment link product eLinx, a white-label solution that can connect customer bank accounts and manage payment initiation.

eLinx can be deployed as a standalone URL experience that can be sent to customers via email, or the entire workflow can be embedded into existing platforms or applications.

Explore Payment Links

Simplify ACH Collections & Payouts Using white-Label Payment Links

Send and collect ACH payments using our advanced payment link product eLinx, a white-label solution that can connect customer bank accounts and manage payment initiation.

eLinx can be deployed as a standalone URL experience that can be sent to customers via email, or the entire workflow can be embedded into existing platforms or applications.

Explore Payment Links

Connect Bank Accounts To Verify Validity & Ownership

Access VoPay’s risk reduction tools to stay compliant with Nacha network regulations and minimize your exposure to fraudulent activity.

Our bank account verification solution VoPay Verify enables customers to validate bank account ownership and functionality, meaning less chance of failed payments due to errors and fraud.

Explore VoPay Verify

Use Multiple ACH Settlement Times For Greater Control

Move money at any velocity with tailored ACH transaction times designed to work with your business requirements.

With VoPay you can send next-day ACH payments and even Same-Day ACH payments in addition to our standard ACH service.

Get Started With ACH

Use Multiple ACH Settlement Times For Greater Control

Move money at any velocity with tailored ACH transaction times designed to work with your business requirements.

With VoPay you can send next-day ACH payments and even Same-Day ACH payments in addition to our standard ACH service.

Get Started With ACH

Dedicated Payment Portal For ACH Bank Transfers

Our user-friendly interface makes it easy to get started with ACH payment processing with a centralized view of your funds and transactions.

You can easily manage your transactions, view your account balances, access detailed reporting and analytics to gain valuable insights into user behavior.

Book A Demo

ACH API Built for Developers by Developers

VoPay’s payment API lets you schedule ACH payments and collections, request status updates in real-time, and process refunds and void transactions with ease.

Access Same-Day ACH payments with our revolutionary API that comes with predefined recipes for your industry use case.

  • cURL
  • JavaScript
  • PHP
  • Python

ACH API Built for Developers by Developers

VoPay’s payment API lets you schedule ACH payments and collections, request status updates in real-time, and process refunds and void transactions with ease.

Access Same-Day ACH payments with our revolutionary API that comes with predefined recipes for your industry use case.

Frequently Asked Questions

Speak to a Fintech Specialist Today!

1. Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2. Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3. Sign & onboard

Our compliance and onboarding team will guide you through the process.

4. Go live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.