The Payment Powerhouse built For Lending Platforms

Use our Payments-as-a-Service solution to monetize the funding and collection of loans on your lending application.

Our managed services allow loan management platforms to rapidly deploy payments and financial services, shortcutting your time to revenue generation, and offloading compliance and regulatory processes.

Fund Faster On Your Lending Platform

Our single-layer payment API is designed to give lending platforms the tools they need to build, perfect and scale their lending operations.

Accept Partial
Payments

Accept Partial Payments

Give borrowers the flexibility to pay loans partially or in full for a better lending experience.

Fund In
Real-Time

Fund In Real-Time

Send loans to borrowers instantly to meet market expectations and increase customer satisfaction.

Scheduled
Collections

Scheduled Collections

Automate repayments with scheduled collections that can be triggered once or on a recurring basis.

Bank Account
Verification

Bank Account Verification

Reduce failed payments and NSFs using eLinx to connect customer bank accounts and validate their balance.

Set up Unlimited Virtual Account Structures To Optimize The Flow Of Funds

Move and hold funds using dedicated accounts in a customized hierarchy unique to your loan management platform.

Unlimited virtual account structures for every lending use-case.

Example: A lending platform creates virtual wallets for both lenders and borrowers to maintain balances at the individual user level.

Deploy Smart Payment Links & Flexible Repayment Options

eLinx is our bundled customer onboarding, bank connection and payment link experience, perfectly optimized for loan management platforms and designed to be embedded into existing UIs or used standalone via email.

Offer lenders greater value and functionality with our flexible payment options that give borrowers more freedom to pay on their own terms, reducing missed payments and increasing satisfaction rates.

Explore eLinx Payment Links

Manage Cash Flow with Multiple Payment Rails to Push & Pull Funds

Reduce defaults and missed payments by giving borrowers more ways to pay with instant Request Money, recurring EFT payments and partial repayment options.

Interac e-Transfer allows lenders to fund loans in real-time and request repayments from customers using a payment method they like and trust.

Explore Interac e-Transfer

Manage Cash Flow with Multiple Payment Rails to Push & Pull Funds

Reduce defaults and missed payments by giving borrowers more ways to pay with instant Request Money, recurring EFT payments and partial repayment options.

Interac e-Transfer allows lenders to fund loans in real-time and request repayments from customers using a payment method they like and trust.

Explore Interac e-Transfer

Payments, Risk & Automation On A single Lending API

Outsource the onboarding of new lenders, payments compliance, and risk mitigation to us with our fully-managed fintech services.

Our Payments-as-a-Service solution bundles payments, automation and risk intelligence into one dedicated toolkit designed to integrate with any lending platform in less than 3 weeks.

Explore Payments-as-a-Service

Made For Developers, By Developers

Do everything from a single-API layer on a platform designed to give developers the tools they need to create the perfect workflows and experiences.

Integrate multiple payment rails rapidly using our extensive API docs and use our dedicated lending recipe to accelerate development time.

Get API Key

Made For Developers, By Developers

Do everything from a single-API layer on a platform designed to give developers the tools they need to create the perfect workflows and experiences.

Integrate multiple payment rails rapidly using our extensive API docs and use our dedicated lending recipe to accelerate development time.

Get API Key

One Place To Manage Accounts & Operations

Monitor all your platform users and their transaction history from our dedicated Portal, designed to empower your business with rich transaction data & analytics.

Create new accounts, manage transactions, and set granular permissions based on business requirements so you are always in control.

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Proudly Supported By Industry Leaders Across North America

Gary Schwartz

President of the CLA

“VoPay has demonstrated a strong record of providing innovative fintech services to Canadian lenders. We look forward to working with VoPay and the rest of our members to influence policy in a way that promotes transparency and fosters responsible and ethical lending practices nationwide”

Dmitry Voronenko

CEO of TurnKey Lender

“We’re excited to build a long-lasting and fruitful partnership with VoPay. Building a better future for financial technology is a global mega project in which companies like ours have a shared responsibility. Working together and combining efforts - makes the whole ecosystem safer, more efficient, and allows all of us to achieve more.”

Ivan Kovalenko

CEO of HES Fintech

“We are happy to start our strategic partnership with VoPay, a well-known Canadian-based provider of digital payments solutions. It allows is to offer customers fast and seamless integration to make their transactions secure and available anytime.”