Fintech Tools To Power Any Industry

Our platform is designed to be industry-agnostic, allowing businesses in any sector to leverage our fintech services to tap into new revenue streams, without having to build from scratch.

Fully Managed
Onboarding

Fully Managed Onboarding

Leave compliance and onboarding processes to us, and leverage our pre-built KYC/KYB tools.

Real-Time
Payment Rails

Real-Time Payment Rails

Utilize VoPay’s extensive stack of payment rails, including EFT, Interac e-Transfer and ACH.

Multi-Level
Account Structure

Multi-Level Account Structure

Multi-layer accounts for segregated fund movement and comprehensive ledger management.

White Label UIs &
Workflows

White Label UIs & Workflows

Deploy payments and fintech products instantly using our suite of white-label workflows.

Our Platform Allows Businesses Build Upon Their Core Services & Tap Into New Revenue Streams

Software-as-a-Service

Unlock new revenue streams on your platform by offering value-added services.

Loan Management Platforms

Improve platform services with instant payouts, reconciliation tools, bank verification and more.

Healthcare

Give doctors and patients access to virtual wallets and real-time payment methods.

Property Management Software

Create a superior platform with add-on services like digital onboarding, KYC, payments and more.

HR Platforms

Offer value-added services to your customers with onboarding, ID verification, and payroll tools.

Insurance

Automate collections, payouts and billing functions, and move funds accurately using virtual accounts.

Fintech Platforms

Bring your product to market faster with turnkey payment and financial infrastructure without starting from scratch.

Gig Economy Platforms

Offer earned wage access and multiple payout options on your gig platform.

Investment Platforms

Utilize virtual wallets for investor accounts and access instant funding and reporting tools.

Payroll Platforms

Accelerate onboarding, offload KYC processes, and offer multiple ways send funds on your platform.

Subscription Billing

Get full control over recurring payments and access intelligent billing functions.

B2B & Supply Chains

Send automated B2B payments in real-time and streamline AR/AP with our accounting integrations.

Custom Integration Recipes Built For Any Scenario

Our comprehensive API integration recipes reduce development time and empower your development team to build embedded payment functions with ease.

--data Amount=1100 \
--data Currency=CAD \
--data'Notes=Loan repayment for Ada'
--data ClientReferenceNumber=LP12345

Lending

Custom lending recipe to support your disbursement and repayment fund flows.

--dataAccountNumber=1234567 \
--dataFinancialInstitutionNumber=010 \
--dataBranchTransitNumber=00390 \
--dataAmount=2500

Payroll

This recipe is for you if your gig-economy business requires on-demand wage pay.

--dataAmount=50000 \
--dataCurrency=CAD \
--data'Notes=Invoice collection for ABC'
--dataClientReferenceNumber=AR12345

Accounts Receivables

VoPay makes it easy for B2B finance teams to stay ahead of accounts receivable and get paid faster.

--data 'Key={APIKey}' \
--data 'Signature={Signature}' \
--data 'CompanyName=XYZ Corp' \
--data Amount=50000 \

Accounts Payables

Improve your vendor relations with optimized payouts and greater visibility for both you and the vendor.

--data 'TransactionLabel=Micro-Deposit 123'
--data AccountNumber=1234567 \
--data FinancialInstitutionNumber=010 \
--data BranchTransitNumber=00390 \

Micro-Deposits

Implement your micro-credit and micro-debit bank account verification flow with this tailored recipe.

--dataFrequency=recurring \
--dataNameOfFrequency= monthly \
--dataScheduleStartDate=2022-10-01 \
--dataEndingAfterPayments=12 \

Property Management

Easily add property owners and tenants to collect and disburse recurring payments.

--data'Signature={Signature}' \
--dataDebitorClientAccountID=GraceHopper \
--dataReceipientClientAccountID=AdaLove \
--dataAmount=2000

Rental Collections

Process collections for rent while reducing NSF's and returns.

--dataEFTCollectEnabled=true \
--dataEFTSendEnabled=true \
--dataMaxFundEFTAmount=10000 \
--dataMaxWithdrawEFTAmount=10000

Account Onboarding

Onboarding new clients can be automated through a dedicated set of endpoints.

--dataSINLastDigits=1234 \
--dataFinancialInstitutionNumber=001 \
--dataBranchTransitNumber=12345 \
--dataAccountNumber=1234567

Gig Economy / EWA

Transfer funds from a business to an individual in a simplified manner.

--data'BusinessName=Alpha Fund X' \
--dataBusinessNumber=123456789 \
--dataBranchTransitNumber=8 \
--dataBusinessTypeCategoryID=0 \

Investment Platform

Transfer money from an investor to a funds with this simplified recipe.

--dataBusinessWebsite=https://lovelaceclinics.co
--dataBusinessPhone5551234567 \
--dataFinancialInstitutionNumber=010 \
--dataBranchTransitNumber=12345 \

Healthcare

Setup accounts for clients and clinics to collect fees from customers.

--dataCountry=CA \
--dataPostalCode=A1A1A1 \
--dataCurrency=CAD \
--data'BusinessName=Lovelace Goods' \

Marketplace

Create client accounts for vendors and buyers then transfer funds with this recipe.

Speak to a Fintech Specialist Today!

1. Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2. Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3. Sign & onboard

Our compliance and onboarding team will guide you through the process.

4. Go live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.