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Instant Payouts To Any Cardholder With Mastercard Send™

Tap into the expansive reach and trust of the Mastercard payment network to send funds in real-time* to any card account.

VoPay uses Mastercard Send to give businesses the power to transfer funds to cardholder accounts using just their card details, regardless of card type or banking provider.

Send Money In Real-Time At Scale

Mastercard Send is one of many alternative payment rails available on the VoPay network that lets you achieve the scale you’re looking for.

Instant Card Payouts

Send funds to any cardholder in your region in real-time with settlement typically occurring in seconds.

Send To Multiple End Points

Send money to credit, debit and pre-paid cards, as well as bank accounts and online wallets connected to cards.

Powerful Security As Standard

Leverage the authority and security of Masterard’s global payment network coupled with VoPay’s risk intelligence tools.

Unlimited Virtual Accounts

Move money and segregate funds with complete visibility using VoPay’s Ledger Management technology.

How Does Mastercard Send Work With VoPay?

1

Collect Customer Card Details

The merchant collects card details from the customer through their website or app, and submits the details to VoPay.

2

Verification Of Credentials

VoPay tokenizes the data and ensures that card credentials are verified prior to any transfer taking place to reduce errors and fees.

3

Transaction Enters The Network

The transfer is submitted by VoPay and the funds move through the network to arrive at the receiving bank.

4

Funds Are Deposited

The customer takes receipt of the funds into their credit card, bank account, or digital wallet.

1

Collect Customer Card Details

The merchant collects card details from the customer through their website or app, and submits the details to VoPay.

2

Verification Of Credentials

VoPay tokenizes the data and ensures that card credentials are verified prior to any transfer taking place to reduce errors and fees.

3

Transaction Enters The Network

The transfer is submitted by VoPay and the funds move through the network to arrive at the receiving bank.

4

Funds Are Deposited

The customer takes receipt of the funds into their credit card, bank account, or digital wallet.

Send Funds In Real-Time To Any Account

Offer push-to-card payments through your business or platform to send funds to any cardholder account on any network in seconds.

Mastercard Send in conjunction with VoPay facilitates secure, real-time payouts to multiple end points, including debit, credit and prepaid cards, and bank accounts and online wallets.

Get Started

Fully White-Labelled 24/7/365 Payments

Every payment method on the VoPay platform can be completely white-labelled to match your brand identity and user experience.

Delight your employees with instant payroll payments, send urgent insurance payouts in real-time, and reduce churn on your platform or marketplace with faster payment disbursements.

Explore Payment Methods

Fully White-Labelled 24/7/365 Payments

Every payment method on the VoPay platform can be completely white-labelled to match your brand identity and user experience.

Delight your employees with instant payroll payments, send urgent insurance payouts in real-time, and reduce churn on your platform or marketplace with faster payment disbursements.

Explore Payment Methods

Go Global With Mastercard Cross Border Services

Offer push-to-card payments to international account holders using Mastercard Cross Border Services.

Send payments with the same real-time velocities as the domestic Mastercard Send product, and reach the same end points such as cards, wallets and bank accounts.

Explore Mastercard Cross Border Services

Access Mastercard Send API for Push Payments

Our leading payment API comes fully loaded with wallets, workflows and extensive payment options, with historical uptime of 99.99%.

Test our Mastercard Send functions in the sandbox and launch with confidence using our dedicated recipes and dedicated integration support team.

  • cURL
  • JavaScript
  • PHP
  • Python

Access Mastercard Send API for Push Payments

Our leading payment API comes fully loaded with wallets, workflows and extensive payment options, with historical uptime of 99.99%.

Test our Mastercard Send functions in the sandbox and launch with confidence using our dedicated recipes and dedicated integration support team.

Manage Everything From The VoPay Portal

Our Portal offers real-time transaction data and management at your fingertips for absolute control over your funds.

Easily manage your transactions, view your account balances, access detailed reporting and analytics to gain valuable insights into user behaviour.

Faster Payouts For Growing Sectors

Our industry recipes let you integrate Mastercard Send in days, not weeks.

Insurance

Send urgent claim payments in real-time to customers.

Fintech

Build scalable instant payments into your fintech app or platform.

Lending

Send loans quickly to customers for a better lending experience.

Gig Economy

Give workers instant access to wages on-demand for a better gig platform.

Marketplaces

Pay vendors and members in real-time to retain more users.

Frequently Asked Questions

What is Mastercard Send?
Mastercard Send is payment service that enables near real-time transfer of funds to virtually all Canada domicilled consumer and business cards in, regardless of card network.
Who is Mastercard Send for?
Any business that wants to pay customers, partners or employees can use Mastercard Send to transfer funds quickly and efficiently. Common use cases include payroll, insurance claims, marketplace payments and loan payments.
Is Mastercard Send instant?
Typically transfers arrive within a few seconds. Actual transfer times will depend on the Receiving Institution. Transfers can be subject to checks that delay transfer times.
How safe is Mastercard Send?
Mastercard Send is considered a very safe method of sending money due to the fact that transfers happen over Mastercard’s secure network. In addition to this, the network uses transaction limits and AML checks to reduce money laundering. All transactions that move through the VoPay platform are encrypted for maximum security, and we have our own AML and transaction monitoring processes in place to reduce fraud and money laundering.
Where is Mastercard Send available?
Mastercard Send is currently available to Canadian and US VoPay accounts.
What are the transaction limits?
Mastercard Send has a hard network limit of $50,000 per transaction. VoPay customers will be eligible for transaction limits up to this amount based on their agreement and risk profile.
Can I collect money using Mastercard Send?
Mastercard Send is a single-direction payment rail, so funds can only be sent to customers. However, card information can be tokenized on VoPay’s platform and used for AFT transactions, or pull from card transactions. VoPay also offers multiple payment methods such as ACH & EFT so businesses can move funds in any direction.
What is the difference between Mastercard Send and Mastercard Move?
Mastercard Send is part of the Mastercard Move portfolio of money transfer products from Mastercard. Mastercard Move comprises of two products, Mastercard Send and Mastercard Cross Border Services.
Can I use Mastercard Send to pay someone internationally?
Mastercard send is the domestic real-time payout product offered through VoPay, and Mastercard Cross Border Services is the international instant payout product. Learn more about Mastercard Cross Border Services here.

Learn More

  • Real-Time Payments With Mastercard Send

  • 30 Types Of Alternative Payment Methods To Expect In 2024 And Beyond

  • Mastercard & VoPay Announce Strategic Partnership

Speak to a Fintech Specialist Today!

Get Started
1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Onboarding Support

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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