Transform Your Cash Management With Virtual Accounts

Set up virtual accounts on our platform to segregate funds and manage cash flow with accuracy thanks to our advanced ledger management technology.

Give users on your platform their own dedicated virtual account where they can hold funds, receive payments, and withdraw cash on demand.

Multi-Level Virtual Accounts For Platforms & Enterprises

Virtual Accounts
For Software

Virtual Accounts For Software

Create virtual accounts for users on your software platform, or for individual business functions within your enterprise.

Optimize Money
Movement

Optimize Money Movement

Move funds between accounts with ease, and setup dedicated multi-step transaction workflows to automate transfers.

User Access
Controls

User Access Controls

Get complete control over all virtual accounts with user permissions and transaction settings that keep you in control.

Ledger
Management

Ledger Management

Track all your accounts accurately using dedicated ledger management functions that give you better oversight.

Deploy Accounts In Any Hierarchy To Match Your Business Structure

Example: A gig platform gives each worker their own virtual accounts to accumulate earnings, and lets them withdraw from their account on-demand in real-time.

Manage Cash Flow & Operations With Ease Using Dedicated Accounts

Create unlimited accounts and use them to segregate funds that belong to platform users, business entities or different departments.

Use transaction workflows to setup recurring transfers, split payments between accounts, one-to-many disbursements, and more.

Explore Payments-As-A-Service

Track Every Transaction In Real-Time with Itemized Ledgers

Create virtual accounts that are tied to specific ledgers that record transaction history in real-time, in order to get a clearer picture of your payments and balances.

Get enhanced visibility into cash movement and track incoming and outgoing funds with accuracy.

Explore Ledger Management

Track Every Transaction In Real-Time with Itemized Ledgers

Create virtual accounts that are tied to specific ledgers that record transaction history in real-time, in order to get a clearer picture of your payments and balances.

Get enhanced visibility into cash movement and track incoming and outgoing funds with accuracy.

Explore Ledger Management

White-Label Onboarding For Full Brand Control

Maintain brand authority when onboarding new virtual account owners using our white-label onboarding application.

Embed the onboarding process into your existing platform, or send it to user through email where they can provide their details, complete KYC processes, and perform ID verification.

Explore Onboarding

Advanced Payment Solutions For Any Industry

Innovative companies across multiple industries use VoPay’s integration recipes to build advanced ledger management capabilities into their platform.

Gig Economy

Separate earned wages for platform workers and let them access funds 24/7/365.

Lending

Low-cost deposits and collections to streamline your lending payments.

Property

Keep escrow payments segregated and hold rent collections in virtual accounts.

Account To Account

Setup unlimited accounts in any hierarchy for complete A2A payment freedom.

SaaS

Give members and users their own accounts with granular access controls.

Create & Manage Accounts using Our API

Hit a single endpoint on our API to create a new virtual account for software users or business functions.

Use our virtual account endpoints to setup, edit, and manage all of your accounts, and onboard new users using our embedded onboarding flow to gather KYC/AML information.

Get API Key

Create & Manage Accounts using Our API

Hit a single endpoint on our API to create a new virtual account for software users or business functions.

Use our virtual account endpoints to setup, edit, and manage all of your accounts, and onboard new users using our embedded onboarding flow to gather KYC/AML information.

Get API Key