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Intelligent Bank Account Payment Technology

We’ve partnered with Flinks to layer their open banking technology on top of our payment API to provide an unrivaled bank account payment experience.

Open Banking Data Meets Bank Account Payments

Flinks’ open banking API perfectly complements VoPay’s payment API to create intelligent bank account payments.

Bank Account Verification

Validate customer account details and verify available funds at the time of transaction.

Reduce NSFs

Cut down your NSF fees to near zero by having access to account performance and balances prior to collecting funds.

Faster Payments

Speed up transaction times to up to 1 business day by validating the transaction status.

Account Tokenization

Tokenize customer details and use them for future transactions without having to request banking information again.

How Do Payments Work With Flinks?

1

Configure Your Flinx Account With VoPay

Connect your Flinks account to VoPay using the endpoint account/set-flinks-credentials to connect your integration.

2

Embed Or Share Secure iFrame

Customers use the iFrame to connect their bank account and verifiy account information to initiate transactions.

3

Flinks Provides Account ID

Flinks will then return a AccountID and LoginID that can be used to call VoPay EFT transaction endpoints.

4

Use Flinks IDs For Payments

You can then use new and existing Flinks IDs to call VoPay API endpoints for collecting single or recurring payments.

1

Configure Your Flinx Account With VoPay

Connect your Flinks account to VoPay using the endpoint account/set-flinks-credentials to connect your integration.

2

Embed Or Share Secure iFrame

Customers use the iFrame to connect their bank account and verifiy account information to initiate transactions.

3

Flinks Provides Account ID

Flinks will then return a AccountID and LoginID that can be used to call VoPay EFT transaction endpoints.

4

Use Flinks IDs For Payments

You can then use new and existing Flinks IDs to call VoPay API endpoints for collecting single or recurring payments.

Level Up Your Bank Account Payments

Combine VoPay’s bank account payment technology with Flinks’ open banking service to create frictionless payment experiences for the end user.

Let customers complete a one-time bank account connection process and then tokenize their data to be reused for future transactions.

Explore Flinks Integration Docs

Safer Transactions With Tokenization

Use your existing Flinks data tokens or let users connect their bank account using iQ11 and generate a unique tokens for customers.

Tokens can then used for future verification or transactions without requesting bank details again.

Explore VoPay iQ11

Use Your Existing Flinks Tokens With Our API

Use your existing data tokens from your Flinks integration and let users skip the bank connection process and complete checkout instantly.

Get more convenient payments on you platform by syncing your Flinks account with your VoPay account in just a few steps.

  • cURL
  • JavaScript
  • PHP
  • Python

Intelligent Payments For Any Industry

Companies across multiple industries have integrated with the VoPay API using our recipes and developer docs.

Gig Economy

Embedded wage access for gig workers to keep them loyal to your platform.

Lending

Verify funds at the time of collection to reduce NSFs and improve lending.

Property

Handle large payments with ease and speed up cash-flow with intelligent payments.

Account To Account

Move money between bank accounts with speed, efficiency and control.

SaaS

Better recurring billing and reduced payment friction for platforms.

Accelerate Cashflow With Faster Bank Payments

Improved cash flow and customer satisfaction with significantly improved processing times:

Standard EFT : T+3 Business Days Processing

Send/Collect EFT Payment

(2-3 days)

1

Day 1

Transfer initiated

2

Day 2

Transaction in Progress

3

Day 3

Funds available

VoPay + Flinks : T+1 Business Day Processing

Send/Collect EFT Payment

(1 day)

1

Day 1

Transfer initiated

1

Day 1

Funds available

Connect Your Flinks Account With VoPay

Become A Partner
1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.