Digital Pre-Authorized Debit Payments for Canadian Enterprises

Ditch manual PAD Agreements and switch to our fully automated digital pre-authorized debit solution, built to improve conversion rates, retain subscribers, and support growth.

Using eLinx™, our payment link experience, businesses can efficiently manage the process of collecting bank details, obtaining debit authority, and handling recurring payments in one integrated solution.

Commercial PAD Payment Processing For Canada’s Innovators

Faster Payment
Collections

Faster Payment Collections

Speed up the PAD process to accelerate collections and remove friction for all parties involved.

Tokenize Bank
Credentials

Tokenize Bank Credentials

Use eLinx alongside our PAD solution to tokenize bank account details and securely collect future payments.

No-Code
Integration

No-Code Integration

Send digital PAD agreements to your customers and partners using our no-code payment solution.

Better Customer
Satisfaction

Better Customer Satisfaction

Cut out lengthy onboarding processes and improve customer satisfaction with our digital PAD solution.

How Do Digital PAD Payments Work?

Business Initiates
eLinx Request

Business Initiates eLinx Request

Use eLinx as a standalone payment link, or an embedded URL to begin the PAD authorization process.

Customer Accepts
PAD Agreement

Customer Accepts PAD Agreement

A custom PAD agreement is presented to the customer within the eLinx workflow.

Customer Connects
Bank Account

Customer Connects Bank Account

The customer can then securely connect their bank account using eLinx, generating a token for future transactions.

Business Collects
Payment

Business Collects Payment

Payments can then be collected as a single transaction or according to a schedule.

Set up Recurring Bank Payments With Embedded PAD Agreements

Remove friction from your signup process and make the direct debit authority process a joy for your customers and partners.

In just a few taps your customers can securely login to their online banking service and authorize single or recurring PAD payments in seconds.

Get Started With Pre-Authorized Debit

Use eLinx To Automate Your Pre-Authorized Debit Process

Use VoPay’s white-label payment link product, eLinx, to automate the entire payment collection process, from obtaining bank details to completing a legal PAD agreement.

eLinx tokenizes and securely stores bank account information for future payments, and PAD agreements are generated automatically based on the transaction schedule.

Explore eLinx

Use eLinx To Automate Your Pre-Authorized Debit Process

Use VoPay’s white-label payment link product, eLinx, to automate the entire payment collection process, from obtaining bank details to completing a legal PAD agreement.

eLinx tokenizes and securely stores bank account information for future payments, and PAD agreements are generated automatically based on the transaction schedule.

Explore eLinx

Monetize Bank Payments Through Your Software Platform

Our Payments-as-a-Service solution allows businesses to leverage our technology and monetize transactions through multiple different partnership models.

Tap into new revenue streams alongside your core products and services, or make payments the central revenue driver for your business.

Explore Payments-as-a-Service

One API For Better Payment Operations

As an API-first platform, we empower our customers to build stunning payment experiences and orchestrate transactions at scale with confidence and clarity.

Test in our sandbox and build out your optimal payment setup using our comprehensive developer docs and industry-specific recipes.

  • cURL
  • JavaScript
  • PHP
  • Python

One API For Better Payment Operations

As an API-first platform, we empower our customers to build stunning payment experiences and orchestrate transactions at scale with confidence and clarity.

Test in our sandbox and build out your optimal payment setup using our comprehensive developer docs and industry-specific recipes.

Mission Control For Financial Operations

Access VoPay’s online Portal alongside our API or as a stand-alone tool to process payments, monitor transactions, and generate detailed reports for advanced financial insights.

View account balances, access detailed reports, and analyze each step of the payment journey to make informed business decisions.

Book A Demo

Frequently Asked Questions

Speak to a Fintech Specialist Today!

1. Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2. Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3. Sign & onboard

Our compliance and onboarding team will guide you through the process.

4. Go live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.