Drive Revenue & Scale Faster With Real-Time Payments

Tap into the new standard for payments around the globe.

Real-time payments allow businesses to grow faster, speed up cash-flow, increase brand loyalty, and put more focus on the customer experience.

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Increase Customer Stickiness With Instant Payment Processing

As real-time payments become the expected standard by consumers around the world, more and more businesses are dialing in their payment processing with instant transaction capabilities.

Instant Embedded Payments

Build real-time processing into your products and services for a seamless customer payment experience.

Delight More Customers

Make payouts happen instantly and remove lengthy transaction times to provide a better overall service to your customers.

Smart Bank Payments

Get access to powerful bank account features such as user validation and fund verification for real-time payments.

Real-Time Payment Rails

Leverage multiple real-time payment rails across Canada and the US to scale your business with faster payments.

Move Money In Real-Time With Unlimited Virtual Accounts

Move money your way using dedicated virtual accounts to separate the flow of funds.

Example: A SaaS platform uses multiple account structures to separate funds intended for customer and reseller use.

VoPay Instant

VoPay Instant is the new way to send money in real-time to virtually any Canadian bank account using the existing EFT banking infrastructure.

Explore VoPay Instant

Interac e-Transfer® For Business

Send up to $25,000 in real-time using Canada’s infamous Interac e-Transfer system fully optimized for business use on the VoPay platform.

Explore Interac e-Transfer For Business

Push-To-Card Payments

Send funds instantly to Visa and Mastercard holders around the world using push to card payments.

Explore Push-To-Card Payments

Bringing Real-Time Transactions To Industry Leaders Across North America

Real-time payments are the next step for digital cash movement in North America, with unlimited use-cases for any industry that want to send funds instantly to clients and suppliers.

  • GIG ECONOMY

  • LENDING

  • PROPERTY

  • MARKETPLACES

  • SAAS

  • Offer Instant Earned Wage Access

    Keep more users on your platform by giving them access to their earnings with real-time wage payouts.

    Increase Worker Satisfaction

    Build trust within your platform community and showcase your commitment to financial inclusion.

    Manage Payouts Using Digital Wallets

    Segregate worker earnings using unlimited underlying accounts to control the flow of funds.

  • GIG ECONOMY

  • LENDING

  • PROPERTY

  • MARKETPLACES

  • SAAS

Offer Instant Earned Wage Access

Keep more users on your platform by giving them access to their earnings with real-time wage payouts.

Increase Worker Satisfaction

Build trust within your platform community and showcase your commitment to financial inclusion.

Manage Payouts Using Digital Wallets

Segregate worker earnings using unlimited underlying accounts to control the flow of funds.

Fund Loans Instantly

Instant payouts on your lending platform can make or break a customer’s decision to choose you.

Save Time With Automated Collections

Scale your lending business with fully automated collection processes including partial payments.

Prevent Failed Payments

Utilize open banking technology to verify customer details and bank account balances to reduce NSFs and errors.

Request Recurring Payments In Real-Time

Setup automated recurring rental payments, collect real estate fees and pay landlords, all in real-time using Interac e-Transfer.

Reduce Paperwork & Automate AR/AP

Digitize the full payment life-cycle and integrate your accounting software with VoPay 360.

Multi-Level Accounts For Fund Segregation

Separate the flow of funds for different clients, properties and transactions with complete financial control and permissions.

Pay Your Vendors Instantly

Keep your platform members loyal by providing access to instant payouts on the goods & services they sell.

Automate Your Payment Processing

Run automated deposit flows in the background using unlimited sub-accounts for full flexibility.

Embedded Checkout Experiences

Offer multiple payment methods to your customers and vendors with frictionless embedded payment processing.

Customize Your Payment Journeys

Get complete ownership of your payments & build out any system using our customizable API, integration SDKs & dev docs.

Automate Recurring Billing

Setup and manage recurring payments for subscriptions quickly and easily using our API or Payment Portal.

Multi-Channel Payment Rails

Build bank connection capabilities into your software platform and open up your payment methods.

Speak to a Fintech Specialist Today!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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Talk with our sales team

We are happy to answer your questions. Fill out the form and we will have one of our team members contact you.