White-Label eCheck Processing For Business

Send and receive funds using electronic check processing on the VoPay network using our dedicated Payment Portal or single API integration.

Allow customers to send payments electronically for safer and more transparent collections and utilize digital payouts for better money movement.

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Maximize Business Revenue Potential With Electronic Checks

Move money the smart way with electronic check processing fully optimized for business.

Digital Payments At Scale

Scale your payments by dropping manual paperwork and putting your payments on autopilot with VoPay’s advanced solutions.

Make Faster Transactions

Verify the status of transactions while they are in progress and get access to eCheck funds in as little as 24 hours.

Simple Recurring Billing

Send and receive recurring eCheck payments the easy with VoPay’s dedicated electronic payments system.

Bank Account Verification

Verify customer details and bank account balances prior to transactions to ensure your eCheck payments never bounce.

How Do eCheck Payments Work With VoPay?

1

Collect Customer Banking Details

The customer authorizes the transaction and provides the same banking information found on a regular paper check.

2

Verification Of Credentials

VoPay verifies the transaction details and screens the payers account to ensure there are sufficient funds.

3

Transaction Enters The Network

Processing of the eCheck payment begins on the VoPay network through our EFT payment rail.

4

Funds Are Deposited

Depending on your VoPay account, funds will be deposited within 1 to 3 business days.

1

Collect Customer Banking Details

The customer authorizes the transaction and provides the same banking information found on a regular paper check.

2

Verification Of Credentials

VoPay verifies the transaction details and screens the payers account to ensure there are sufficient funds.

3

Transaction Enters The Network

Processing of the eCheck payment begins on the VoPay network through our EFT payment rail.

4

Funds Are Deposited

Depending on your VoPay account, funds will be deposited within 1 to 3 business days.

Complete Visibility Of Your eCheck Payments

Paper check transactions are notoriously difficult to keep track off due to the lack of visibility into the progress of payments.

Digital checks removal all of the uncertainty associated with paper checks, and our eCheck payment solution gives businesses the ultimate clarity to see what stage their transactions are at.

Get Started With e-Checks

Increase Revenue With Flat-Rate eCheck Costs

More and more businesses are leaving credit card fees behind in favor of the flat-rate transaction fees associated with eCheck payments.

Increase your bottom line and pass transaction savings onto your customers to be even more competitive than your rivals.

Explore Payment Rails

See How Much You Could Save With Echeck Payments:

Credit Card Cost

VoPay eCheck Cost*

Transaction Amount
$100K
Transaction Volume
5K

1.5%

3.5%

Credit Card Rate

*Transaction cost depends on price plan

Increase Revenue With Flat-Rate eCheck Costs

More and more businesses are leaving credit card fees behind in favor of the flat-rate transaction fees associated with eCheck payments.

Increase your bottom line and pass transaction savings onto your customers to be even more competitive than your rivals.

Explore Payment Rails

Get Full Control Of Cashflow With Safer Digital Payments

Don’t leave your business open to threats associated with paper checks. Our eCheck payment solution dramatically reduces your risk of being targeted by fraudsters who can do serious damage to your cash flow.

VoPay’s digital payment methods put you in control and give you enhanced protection through payment encryption and tokenization.

Explore Risk Intelligence

Developer-First eCheck API For Faster Integration Times

Integrate with our single API and start processing eCheck payments straight away with minimal setup time.

Our developer docs have been carefully put together to ensure a painless integration process and our SDKs cover a broad range of use cases & industries.

  • cURL
  • JavaScript
  • PHP
  • Python

Developer-First eCheck API For Faster Integration Times

Integrate with our single API and start processing eCheck payments straight away with minimal setup time.

Our developer docs have been carefully put together to ensure a painless integration process and our SDKs cover a broad range of use cases & industries.

Manage Digital Check Payments From Our Dedicated Portal

Use our eCheck solution through our API integration or via our stunning Payment Portal, which can be used alongside the API or as a standalone interface for managing payments.

Monitor the status of your digital checks and keep track of all your payments from one centralized dashboard.

eCheck Frequently Asked Questions

What is an eCheck?
eChecks are the digital equivalent of a paper check that allow merchants to collect payments from customer bank accounts. They use the same banking information as a regular check (i.e. routing number, account number, name) but they are processed much quicker and offer more visibility with less risk of exploitation.
How do I collect money with an eCheck?
To collect money using an eCheck, the customer must agree or authorize the collection before providing their banking details so the payment can be collected. This authorization can be in the form of an order for goods and services, or via a PAD agreement, among other methods.
What are the fees associated with eChecks?
The fees you pay for collecting money using an eCheck will depend on your VoPay plan, however it can be as low as 10¢ and typically runs around 50¢. There are no extra fees or percentages of the amount taken.
How quickly are eCheck funds available?
Funds can be available in as little as 24 hours but can take up to 3 business days.

Learn More

  • The Evolution of Payments: Paper to Plastic to Digital Payments

    read more

  • Digitizing Checks; A Secure Alternative to Paper

    read more

  • Canadians Still Use Close To A Billion Cheques Each Year

    read more

Speak to a Fintech Specialist Today!

Get Started
1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Onboarding Support

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

1

Speak To Our Team

Speak to a Fintech Advisor to outline your needs and impact plan.

2

Access Sandbox

Start testing in the VoPay sandbox to explore our advanced API functions.

3

Sign & Onboard

Our compliance and onboarding team will guide you through the process.

4

Go Live!

Choose a production date and launch your integration with confidence!

Get to know the VoPay API

Get access to our developer friendly API and get a feel for how our payment solutions work.

I agree to the VoPay API Terms of Use.

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